Star Housing Finance (BOM:539017) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539017 Star Housing Finance Ltd BOM:539017
77 GF Score
Price ₹6.34
GF Value ₹80.89
Valuation Possible Value Trap
! 6 Warning Signs
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What is Star Housing Finance Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-13), Star Housing Finance's Predictability Rank is 4-Stars. Star Housing Finance's intrinsic value calculated from the Discounted FCF model is ₹4.63 and current share price is ₹6.34. Consequently,

Star Housing Finance's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.


BOM:539017 vs RKT, FNMA, PFSI: Margin of Safety % (DCF FCF Based) Comparison

For the Mortgage Finance subindustry, Star Housing Finance's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Star Housing Finance Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Star Housing Finance's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Star Housing Finance's Margin of Safety % (DCF FCF Based) falls into.


BOM:539017
77GF Score
Star Housing Finance Ltd BOM:539017
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Star Housing Finance Margin of Safety % (DCF FCF Based) Calculation

Star Housing Finance's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-76.72-6.34)/-76.72
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Star Housing Finance (BOM:539017) Overvalued in 2026?

Based on GuruFocus' analysis, Star Housing Finance stock appears to be undervalued. The current stock price of ₹6.34 is trading 92.2% below its estimated GF Value™ of ₹80.89. GuruFocus considers Star Housing Finance to be Possible Value Trap.

Key valuation signals for BOM:539017:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₹80.89 vs. price of ₹6.34 (92.2% below fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the BOM:539017 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Star Housing Finance Business Description

Address 603, Western Edge 1, Above Metro Cash & Carry, Borivali East, Mumbai, MH, IND, 400066
Star Housing Finance Ltd is a non-deposit-taking housing finance company. The company's loan products include home loans, mortgage loans, and builder loans. The firm offers home loans for the purchase of flats and houses, renovation of existing units, extension of existing units, and purchase of plots for the construction of houses. The company offers a builder loan for the construction of residential flats. The company is engaged in the business of providing loans to individuals, corporations, and developers for the purchase, construction, development, and repair of houses, apartments, and commercial properties in India.
77GF Score

Get the complete analysis for BOM:539017

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹6.34
Price
₹80.89
GF Value