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SSPN FinanceBOM:539026 +1.80%68 EBITDA Margin % is 4.73% as of Mar. 2026, which is 75% below its 10-year median of 18.97. GuruFocus rates BOM:539026 with a GF Score™ of 68/100 and a GF Value™ of ₹9.03 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 419 Credit Services companies, SSPN Finance ranks worse than 71.6% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. SSPN Finance's EBITDA for the
six
months ended in Mar. 2026 was ₹0.07 Mil. SSPN Finance's Revenue for the
six
months ended in Mar. 2026 was ₹1.48 Mil. Therefore, SSPN Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 4.73%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
SSPN Finance EBITDA Margin % Related Terms
SSPN Finance EBITDA Margin % Historical Data
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The historical data trend for SSPN Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539026 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, SSPN Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSPN Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SSPN Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where SSPN Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSPN Finance (BOM:539026) has a EBITDA Margin % of 4.73% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SSPN Finance and its competitors. This is 75% below median its historical median of 18.97. According to the industry distribution chart, SSPN Finance ranks #300 out of 419 companies in the Credit Services industry, placing it in the top 71.6%.
Is SSPN Finance's EBITDA Margin % too high?
SSPN Finance's current EBITDA Margin % of 4.73% is 75% below median its 10-year median of 18.97. The Credit Services industry median EBITDA Margin % is 23.39. SSPN Finance's value of 4.73% is 79.8% below this industry median. Based on the distribution chart, SSPN Finance ranks #300 out of 419 companies in the Credit Services industry, which is below the industry midpoint. Overall, SSPN Finance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSPN Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SSPN Finance ranks #300 out of 419 companies for EBITDA Margin %. This places SSPN Finance in the lower half of its industry. The industry median EBITDA Margin % is 23.39. SSPN Finance's value of 4.73% is 79.8% below this benchmark. While the company's 10-year median is 18.97 vs. the industry median of 23.39, SSPN Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.39, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSPN Finance's current EBITDA Margin % of 4.73% is 79.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SSPN Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSPN Finance's current EBITDA Margin % is 4.73%, which is 75% below median its own 10-year median of 18.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSPN Finance stock overvalued right now?
Based on GuruFocus' analysis, SSPN Finance (BOM:539026) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹9.03, compared to a current price of ₹6.80 — trading 24.7% below its estimated fair value. The current EBITDA Margin % is 4.73%, which is 75% below median its 10-year median of 18.97 and 79.8% below the Credit Services industry median of 23.39. SSPN Finance's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For SSPN Finance (BOM:539026), the current EBITDA Margin % is 4.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSPN Finance (BOM:539026) Overvalued in 2026?
Based on GuruFocus' analysis, SSPN Finance stock appears to be undervalued.
The current stock price of ₹6.80 is trading 24.7% below its estimated GF Value™ of ₹9.03.
GuruFocus considers SSPN Finance to be Modestly Undervalued.
Key valuation signals for BOM:539026:
EBITDA Margin %: 4.73% (75% below median its 10-year median of 18.97)
GF Value™: ₹9.03 vs. price of ₹6.80 (24.7% below fair value)
Industry Position: 79.8% below the Credit Services median (#300 of 419)
No single metric tells the full story. See the BOM:539026 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSPN Finance Ltd is a company, engaged in financing and investment. Its core business activities include advisory services and consulting for market participants, including producers, processors, traders, corporate entities, trading centres, importers, exporters, co-operatives, industry associations, and the investor community.
68GF Score
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