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SSPN FinanceBOM:539026 +1.80%68 OCF Margin % is 6.82% as of Mar. 2026, which is 83% below its 10-year median of 39.18. GuruFocus rates BOM:539026 with a GF Score™ of 68/100 and a GF Value™ of ₹9.03 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 537 Credit Services companies, SSPN Finance ranks better than 56.05% on this metric.
The historical data trend for SSPN Finance's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SSPN Finance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSPN Finance OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SSPN Finance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where SSPN Finance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSPN Finance (BOM:539026) has a OCF Margin % of 6.82% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SSPN Finance and its competitors. This is 83% below median its historical median of 39.18. According to the industry distribution chart, SSPN Finance ranks #236 out of 537 companies in the Credit Services industry, placing it in the top 43.9%.
Is SSPN Finance's OCF Margin % too high?
SSPN Finance's current OCF Margin % of 6.82% is 83% below median its 10-year median of 39.18. The Credit Services industry median OCF Margin % is 3.00. SSPN Finance's value of 6.82% is 127.3% above this industry median. Based on the distribution chart, SSPN Finance ranks #236 out of 537 companies in the Credit Services industry, which is above the industry midpoint. Overall, SSPN Finance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSPN Finance's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SSPN Finance ranks #236 out of 537 companies for OCF Margin %. This puts SSPN Finance in the upper half of its industry. The industry median OCF Margin % is 3.00. SSPN Finance's value of 6.82% is 127.3% above this benchmark. While the company's 10-year median is 39.18 vs. the industry median of 3.00, SSPN Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 3.00, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSPN Finance's current OCF Margin % of 6.82% is 127.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SSPN Finance and its competitors. For the Credit Services industry, the median OCF Margin % is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSPN Finance's current OCF Margin % is 6.82%, which is 83% below median its own 10-year median of 39.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSPN Finance stock overvalued right now?
Based on GuruFocus' analysis, SSPN Finance (BOM:539026) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹9.03, compared to a current price of ₹6.80 — trading 24.7% below its estimated fair value. The current OCF Margin % is 6.82%, which is 83% below median its 10-year median of 39.18 and 127.3% above the Credit Services industry median of 3.00. SSPN Finance's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SSPN Finance (BOM:539026), the current OCF Margin % is 6.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSPN Finance (BOM:539026) Overvalued in 2026?
Based on GuruFocus' analysis, SSPN Finance stock appears to be undervalued.
The current stock price of ₹6.80 is trading 24.7% below its estimated GF Value™ of ₹9.03.
GuruFocus considers SSPN Finance to be Modestly Undervalued.
Key valuation signals for BOM:539026:
OCF Margin %: 6.82% (83% below median its 10-year median of 39.18)
GF Value™: ₹9.03 vs. price of ₹6.80 (24.7% below fair value)
Industry Position: 127.3% above the Credit Services median (#236 of 537)
No single metric tells the full story. See the BOM:539026 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSPN Finance Ltd is a company, engaged in financing and investment. Its core business activities include advisory services and consulting for market participants, including producers, processors, traders, corporate entities, trading centres, importers, exporters, co-operatives, industry associations, and the investor community.
68GF Score
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