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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. SSPN Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.727. SSPN Finance's 10-Year median PS Ratio is 10.564. Therefore, the Median PS Value for today is ₹7.68.
As of today (2026-09-06), SSPN Finance's share price is ₹6.80. SSPN Finance's Median PS Value is ₹7.68. Therefore, SSPN Finance's Price to Median PS Value for today is 0.89.
The historical rank and industry rank for SSPN Finance's Median PS Value or its related term are showing as below:
BOM:539026'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.89 Med: 1.23 Max: 1.38
Current: 0.89
During the past 13 years, the highest Price to Median PS Value of SSPN Finance was 1.38. The lowest was 0.89. And the median was 1.23.
BOM:539026's Price-to-Median-PS-Value is ranked better than 57.82% of 294
companies
in the Credit Services industry
Industry Median: 0.965
vs BOM:539026: 0.89
SSPN Finance (BOM:539026) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
SSPN Finance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
6.80
/
7.68
=
0.89
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSPN Finance Median PS Value Related Terms
SSPN Finance Median PS Value Historical Data
* Premium members only.
The historical data trend for SSPN Finance's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539026 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, SSPN Finance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSPN Finance Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SSPN Finance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where SSPN Finance's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 10.564.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SSPN Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.727.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSPN Finance (BOM:539026) has a Median PS Value of ₹7.68 as of Sep. 06, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SSPN Finance and its competitors. According to the industry distribution chart, SSPN Finance ranks #124 out of 294 companies in the Credit Services industry, placing it in the top 42.2%.
Is SSPN Finance's Median PS Value too high?
SSPN Finance's current Median PS Value is ₹7.68. Based on the distribution chart, SSPN Finance ranks #124 out of 294 companies in the Credit Services industry, which is above the industry midpoint. Overall, SSPN Finance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSPN Finance's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, SSPN Finance ranks #124 out of 294 companies for Median PS Value. This puts SSPN Finance in the upper half of its industry. The industry median Median PS Value is 0.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.97, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SSPN Finance and its competitors. For the Credit Services industry, the median Median PS Value is 0.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSPN Finance's current Median PS Value is ₹7.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSPN Finance stock overvalued right now?
Based on GuruFocus' analysis, SSPN Finance (BOM:539026) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹9.03, compared to a current price of ₹6.80 — trading 24.7% below its estimated fair value. The current Median PS Value is ₹7.68. SSPN Finance's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For SSPN Finance (BOM:539026), the current Median PS Value is ₹7.68 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSPN Finance (BOM:539026) Overvalued in 2026?
Based on GuruFocus' analysis, SSPN Finance stock appears to be undervalued.
The current stock price of ₹6.80 is trading 24.7% below its estimated GF Value™ of ₹9.03.
GuruFocus considers SSPN Finance to be Modestly Undervalued.
Key valuation signals for BOM:539026:
Median PS Value: ₹7.68
GF Value™: ₹9.03 vs. price of ₹6.80 (24.7% below fair value)
No single metric tells the full story. See the BOM:539026 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSPN Finance Ltd is a company, engaged in financing and investment. Its core business activities include advisory services and consulting for market participants, including producers, processors, traders, corporate entities, trading centres, importers, exporters, co-operatives, industry associations, and the investor community.
68GF Score
Get the complete analysis for BOM:539026
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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