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Satin Creditcare NetworkBOM:539404 -2.27%62 EBITDA Margin % is 17.56% as of Mar. 2026, which is 52% above its 10-year median of 11.58. GuruFocus rates BOM:539404 with a GF Score™ of 62/100 and a GF Value™ of ₹177.01 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 416 Credit Services companies, Satin Creditcare Network ranks worse than 57.69% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Satin Creditcare Network EBITDA Margin % Related Terms
Satin Creditcare Network EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539404 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Satin Creditcare Network's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Satin Creditcare Network EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Satin Creditcare Network's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Satin Creditcare Network's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Satin Creditcare Network (BOM:539404) has a EBITDA Margin % of 17.56% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Satin Creditcare Network and its competitors. This is 52% above median its historical median of 11.58. Over the past decade, Satin Creditcare Network's EBITDA Margin % has ranged from 0.54 to 32.68. According to the industry distribution chart, Satin Creditcare Network ranks #240 out of 416 companies in the Credit Services industry, placing it in the top 57.7%.
Is Satin Creditcare Network's EBITDA Margin % too high?
Satin Creditcare Network's current EBITDA Margin % of 17.56% is 52% above median its 10-year median of 11.58. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 32.68. The Credit Services industry median EBITDA Margin % is 21.53. Satin Creditcare Network's value of 17.56% is 18.4% below this industry median. Based on the distribution chart, Satin Creditcare Network ranks #240 out of 416 companies in the Credit Services industry, which is below the industry midpoint. Overall, Satin Creditcare Network has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Satin Creditcare Network's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Satin Creditcare Network ranks #240 out of 416 companies for EBITDA Margin %. This places Satin Creditcare Network in the lower half of its industry. The industry median EBITDA Margin % is 21.53. Satin Creditcare Network's value of 17.56% is 18.4% below this benchmark. Historically, Satin Creditcare Network's own EBITDA Margin % has ranged from 0.54 to 32.68 over the past decade. While the company's 10-year median is 11.58 vs. the industry median of 21.53, Satin Creditcare Network has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.53, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Satin Creditcare Network's current EBITDA Margin % of 17.56% is 18.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Satin Creditcare Network and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Satin Creditcare Network's current EBITDA Margin % is 17.56%, which is 52% above median its own 10-year median of 11.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Satin Creditcare Network stock overvalued right now?
Based on GuruFocus' analysis, Satin Creditcare Network (BOM:539404) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹177.01, compared to a current price of ₹251.80 — trading 42.3% above its estimated fair value. The current EBITDA Margin % is 17.56%, which is 52% above median its 10-year median of 11.58 and 18.4% below the Credit Services industry median of 21.53. Satin Creditcare Network's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Satin Creditcare Network (BOM:539404), the current EBITDA Margin % is 17.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Satin Creditcare Network (BOM:539404) Overvalued in 2026?
Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued.
The current stock price of ₹251.80 is trading 42.3% above its estimated GF Value™ of ₹177.01.
GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.
Key valuation signals for BOM:539404:
EBITDA Margin %: 17.56% (52% above median its 10-year median of 11.58)
GF Value™: ₹177.01 vs. price of ₹251.80 (42.3% above fair value)
Industry Position: 18.4% below the Credit Services median (#240 of 416)
No single metric tells the full story. See the BOM:539404 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
62GF Score
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