Satin Creditcare Network (BOM:539404) Scaled Net Operating Assets: N/A (As of Mar. 2026)

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BOM:539404 Satin Creditcare Network Ltd BOM:539404
62 GF Score
Price ₹251.80
GF Value ₹176.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Satin Creditcare Network Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Satin Creditcare Network's operating assets for the quarter that ended in Mar. 2026 was ₹121,497 Mil. Satin Creditcare Network's operating liabilities for the quarter that ended in Mar. 2026 was ₹5,278 Mil. Satin Creditcare Network's Total Assets for the quarter that ended in Dec. 2025 was ₹0 Mil. Therefore, Satin Creditcare Network's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.


Satin Creditcare Network Scaled Net Operating Assets Historical Data

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The historical data trend for Satin Creditcare Network's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Satin Creditcare Network Scaled Net Operating Assets Chart

Satin Creditcare Network Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.87 1.18 0.96 1.00

Satin Creditcare Network Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:539404 vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Satin Creditcare Network's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Satin Creditcare Network Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Satin Creditcare Network's Scaled Net Operating Assets falls into.


BOM:539404
62GF Score
Satin Creditcare Network Ltd BOM:539404
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Satin Creditcare Network Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Satin Creditcare Network's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(121496.568-5277.907)/115918.097
=1.00

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=143867.673 - 22371.105
=121496.568

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=115192.494 - 55800.171 - 54114.416
=5277.907

Satin Creditcare Network's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(121496.568-5277.907)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=143867.673 - 22371.105
=121496.568

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=115192.494 - 55800.171 - 54114.416
=5277.907

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Satin Creditcare Network (BOM:539404) Overvalued in 2026?

Based on GuruFocus' analysis, Satin Creditcare Network stock appears to be overvalued. The current stock price of ₹251.80 is trading 42.7% above its estimated GF Value™ of ₹176.43. GuruFocus considers Satin Creditcare Network to be Significantly Overvalued.

Key valuation signals for BOM:539404:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹176.43 vs. price of ₹251.80 (42.7% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the BOM:539404 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Satin Creditcare Network Business Description

Other Exchanges SATIN:India
Address Plot No. 492, Udyog Vihar, Phase -III, Gurugram, HR, IND, 122016
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.
62GF Score

Get the complete analysis for BOM:539404

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹251.80
Price
₹176.43
GF Value