GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Satin Creditcare Network Ltd (BOM:539404) » Definitions » E10

Satin Creditcare Network (BOM:539404) E10 : ₹21.22 (As of Dec. 2024)


View and export this data going back to 2015. Start your Free Trial

What is Satin Creditcare Network E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Satin Creditcare Network's adjusted earnings per share data for the three months ended in Dec. 2024 was ₹1.300. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹21.22 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Satin Creditcare Network's average E10 Growth Rate was 61.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-03-26), Satin Creditcare Network's current stock price is ₹139.45. Satin Creditcare Network's E10 for the quarter that ended in Dec. 2024 was ₹21.22. Satin Creditcare Network's Shiller PE Ratio of today is 6.57.

During the past 11 years, the highest Shiller PE Ratio of Satin Creditcare Network was 20.56. The lowest was 6.64. And the median was 9.99.


Satin Creditcare Network E10 Historical Data

The historical data trend for Satin Creditcare Network's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Satin Creditcare Network E10 Chart

Satin Creditcare Network Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 19.87

Satin Creditcare Network Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.25 19.87 21.18 21.58 21.22

Competitive Comparison of Satin Creditcare Network's E10

For the Credit Services subindustry, Satin Creditcare Network's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Satin Creditcare Network's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Satin Creditcare Network's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Satin Creditcare Network's Shiller PE Ratio falls into.


';

Satin Creditcare Network E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Satin Creditcare Network's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.3/158.3229*158.3229
=1.300

Current CPI (Dec. 2024) = 158.3229.

Satin Creditcare Network Quarterly Data

per share eps CPI Adj_EPS
201503 3.466 97.163 5.648
201506 4.074 99.841 6.460
201509 4.271 101.753 6.645
201512 4.196 102.901 6.456
201603 5.236 102.518 8.086
201606 7.212 105.961 10.776
201609 7.662 105.961 11.448
201612 3.896 105.196 5.864
201703 -12.233 105.196 -18.411
201706 -20.466 107.109 -30.252
201709 17.122 109.021 24.865
201712 9.957 109.404 14.409
201803 7.943 109.786 11.455
201806 5.358 111.317 7.621
201809 8.842 115.142 12.158
201812 13.685 115.142 18.817
201903 10.818 118.202 14.490
201906 7.652 120.880 10.022
201909 9.930 123.175 12.764
201912 8.550 126.235 10.723
202003 2.310 124.705 2.933
202006 2.340 127.000 2.917
202009 2.580 130.118 3.139
202012 -13.620 130.889 -16.475
202103 6.920 131.771 8.314
202106 -11.970 134.084 -14.134
202109 1.640 135.847 1.911
202112 4.920 138.161 5.638
202203 8.040 138.822 9.169
202206 -27.950 142.347 -31.087
202209 7.120 144.661 7.792
202212 7.040 145.763 7.647
202303 12.850 146.865 13.853
202306 9.910 150.280 10.440
202309 10.850 151.492 11.339
202312 11.230 152.924 11.626
202403 11.740 153.035 12.146
202406 9.570 155.789 9.726
202409 4.060 157.882 4.071
202412 1.300 158.323 1.300

Add all the adjusted EPS together and divide 10 will get our e10.


Satin Creditcare Network  (BOM:539404) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Satin Creditcare Network's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=139.45/21.22
=6.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Satin Creditcare Network was 20.56. The lowest was 6.64. And the median was 9.99.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Satin Creditcare Network E10 Related Terms

Thank you for viewing the detailed overview of Satin Creditcare Network's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Satin Creditcare Network Business Description

Traded in Other Exchanges
Address
Plot No. 492, Udyog Vihar, Phase – III, Gurugram, HR, IND, 122016
Satin Creditcare Network Ltd is a micro-finance company based in India. Its core services are non-banking financial services. The company also offers loans to individual businesses; loans to micro, small and medium enterprises, product loans for financing the purchase of solar lamps, bicycles, and consumer durables, and loans for the development of water connections and sanitation facilities. Geographically, it operates only in India. The Company operates in a single reportable segment i.e. financing which has similar risks and returns. The Company derives its maximum revenues from financing activities and its customers are widespread.

Satin Creditcare Network Headlines

No Headlines