PensionBee Group (CHIX:PBEEL) EBITDA Margin %: 10.37% (As of Dec. 2025)


CHIX:PBEEL PensionBee Group PLC CHIX:PBEEL
61 GF Score
Price £1.30
GF Value £2.07
Valuation Significantly Undervalued
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What is PensionBee Group EBITDA Margin %?

PensionBee Group CHIX:PBEEL -1.52% 61 EBITDA Margin % is 10.37% as of Dec. 2025. GuruFocus rates CHIX:PBEEL with a GF Score™ of 61/100 and a GF Value™ of £2.07 (Significantly Undervalued). Among 668 Capital Markets companies, PensionBee Group ranks worse than 77.99% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. PensionBee Group's EBITDA for the six months ended in Dec. 2025 was £2.46 Mil. PensionBee Group's Revenue for the six months ended in Dec. 2025 was £23.75 Mil. Therefore, PensionBee Group's EBITDA margin for the quarter that ended in Dec. 2025 was 10.37%.


PensionBee Group  (CHIX:PBEEl) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


PensionBee Group EBITDA Margin % Related Terms


PensionBee Group EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for PensionBee Group's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PensionBee Group EBITDA Margin % Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial -182.76 -125.12 -43.65 -8.53 -5.67

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.40 -23.40 4.28 -25.88 10.37

CHIX:PBEEL vs MS, GS, SCHW: EBITDA Margin % Comparison

For the Capital Markets subindustry, PensionBee Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group EBITDA Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where PensionBee Group's EBITDA Margin % falls into.


CHIX:PBEEL
61GF Score
PensionBee Group PLC CHIX:PBEEL
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PensionBee Group EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

PensionBee Group's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2.415/42.61
=-5.67 %

PensionBee Group's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2.464/23.754
=10.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 10.37% mean?
PensionBee Group (CHIX:PBEEL) has a EBITDA Margin % of 10.37% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PensionBee Group and its competitors. According to the industry distribution chart, PensionBee Group ranks #521 out of 668 companies in the Capital Markets industry, placing it in the top 78%.
Is PensionBee Group's EBITDA Margin % too high?
PensionBee Group's current EBITDA Margin % is 10.37%. The Capital Markets industry median EBITDA Margin % is 20.73. PensionBee Group's value of 10.37% is 50% below this industry median. Based on the distribution chart, PensionBee Group ranks #521 out of 668 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's EBITDA Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #521 out of 668 companies for EBITDA Margin %. This places PensionBee Group in the lower half of its industry. The industry median EBITDA Margin % is 20.73. PensionBee Group's value of 10.37% is 50% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Capital Markets company?
The median EBITDA Margin % among Capital Markets companies is 20.73, based on 668 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current EBITDA Margin % of 10.37% is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median EBITDA Margin % is 20.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current EBITDA Margin % is 10.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (CHIX:PBEEL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.07, compared to a current price of £1.30 — trading 37.2% below its estimated fair value. The current EBITDA Margin % is 10.37% and 50% below the Capital Markets industry median of 20.73. PensionBee Group's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PensionBee Group (CHIX:PBEEL), the current EBITDA Margin % is 10.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (CHIX:PBEEL) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of £1.30 is trading 37.2% below its estimated GF Value™ of £2.07. GuruFocus considers PensionBee Group to be Significantly Undervalued.

Key valuation signals for CHIX:PBEEL:

  • EBITDA Margin %: 10.37%
  • GF Value™: £2.07 vs. price of £1.30 (37.2% below fair value)
  • GF Score™: 61/100
  • Industry Position: 50% below the Capital Markets median (#521 of 668)

No single metric tells the full story. See the CHIX:PBEEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEE:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
61GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.30
Price
£2.07
GF Value