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PensionBee Group (CHIX:PBEEL) Degree of Financial Leverage : 0.99 (As of Dec. 2024)


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What is PensionBee Group Degree of Financial Leverage?

Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in Earnings Before Interest and Taxes (EBIT). PensionBee Group's Degree of Financial Leverage for the quarter that ended in Dec. 2024 was 0.99. The higher Degree of Financial Leverage, the more volatile earnings will be.

The industry rank for PensionBee Group's Degree of Financial Leverage or its related term are showing as below:

CHIX:PBEEl's Degree of Financial Leverage is ranked better than
51.22% of 654 companies
in the Capital Markets industry
Industry Median: 0.99 vs CHIX:PBEEl: 0.99

PensionBee Group Degree of Financial Leverage Historical Data

The historical data trend for PensionBee Group's Degree of Financial Leverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PensionBee Group Degree of Financial Leverage Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Degree of Financial Leverage
Get a 7-Day Free Trial 1.01 1.31 3.16 1.01 0.99

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Degree of Financial Leverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.16 1.04 1.01 1.00 0.99

Competitive Comparison of PensionBee Group's Degree of Financial Leverage

For the Capital Markets subindustry, PensionBee Group's Degree of Financial Leverage, along with its competitors' market caps and Degree of Financial Leverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group's Degree of Financial Leverage Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's Degree of Financial Leverage distribution charts can be found below:

* The bar in red indicates where PensionBee Group's Degree of Financial Leverage falls into.


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PensionBee Group Degree of Financial Leverage Calculation

PensionBee Group's Degree of Financial Leverage for the quarter that ended in Dec. 2024 is calculated as:

Degree of Financial Leverage=% Change in Earnings per Share (Diluted)**/% Change in EBIT
=( -0.014 (Dec. 2024) / -0.047 (Dec. 2023) - 1 )/( -3.121 (Dec. 2024) / -10.683 (Dec. 2023) - 1 )
=-0.7021/-0.7079
=0.99***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** TTM data of EPS and EBIT was used to calculate Degree of Financial Leverage.
*** Please be aware that the Degree of Financial Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.


PensionBee Group  (CHIX:PBEEl) Degree of Financial Leverage Explanation

Degree of Financial Leverage (DFL) is a leverage ratio that measures the sensitivity of a company’s Earnings per Share (EPS) to fluctuations in its operating income, also referred to as Earnings Before Interest and Taxes (EBIT), resulting from adjustments in its capital structure. DFL is an essential tool for companies to assess the appropriate level of debt or financial leverage in their capital structure. When EBIT remains relatively stable, it results in stable earnings and earnings per share. In such cases, the company may consider taking on substantial debt. However, for companies operating in industries with significant fluctuations in EBIT, it is advisable to keep debt at a manageable level.

The higher Degree of Financial Leverage, the more volatile earnings will be. Because interest is a fixed expense, leverage can amplify earnings and EPS. This is beneficial when EBIT is growing, but it can become problematic in tough economic conditions when EBIT is under pressure.

Be Aware

The use of financial leverage varies across different industries and business sectors, and the application of Degree of Financial Leverage (DFL) should be adjusted accordingly.


PensionBee Group Degree of Financial Leverage Related Terms

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PensionBee Group Business Description

Traded in Other Exchanges
Address
209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. It operates in a single geographical location, the United Kingdom.

PensionBee Group Headlines

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