PensionBee Group (CHIX:PBEEL) Interest Coverage: 0 (At Loss) (As of Jun. 2026)

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CHIX:PBEEL PensionBee Group PLC CHIX:PBEEL
61 GF Score
Price £1.39
GF Value £2.15
Valuation Significantly Undervalued
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What is PensionBee Group Interest Coverage?

PensionBee Group CHIX:PBEEL 61 Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus rates CHIX:PBEEL with a GF Score™ of 61/100 and a GF Value™ of £2.15 (Significantly Undervalued). Among 432 Capital Markets companies, PensionBee Group ranks worse than 231481.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PensionBee Group's Operating Income for the six months ended in Jun. 2026 was £-3.35 Mil. PensionBee Group's Interest Expense for the six months ended in Jun. 2026 was £-0.01 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PensionBee Group's Interest Coverage or its related term are showing as below:


CHIX:PBEEl's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 19.565
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PensionBee Group  (CHIX:PBEEl) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PensionBee Group Interest Coverage Related Terms


PensionBee Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for PensionBee Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PensionBee Group Interest Coverage Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 48.58 0.00 304.33 0.00

CHIX:PBEEL vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, PensionBee Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PensionBee Group's Interest Coverage falls into.


CHIX:PBEEL
61GF Score
PensionBee Group PLC CHIX:PBEEL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PensionBee Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PensionBee Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PensionBee Group's Interest Expense was £-0.02 Mil. Its Operating Income was £-3.79 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.00 Mil.

PensionBee Group did not have earnings to cover the interest expense.

PensionBee Group's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the six months ended in Jun. 2026, PensionBee Group's Interest Expense was £-0.01 Mil. Its Operating Income was £-3.35 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.00 Mil.

PensionBee Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PensionBee Group (CHIX:PBEEL) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PensionBee Group and its competitors. According to the industry distribution chart, PensionBee Group ranks #999999 out of 432 companies in the Capital Markets industry.
Is PensionBee Group's Interest Coverage too high?
PensionBee Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PensionBee Group ranks #999999 out of 432 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #999999 out of 432 companies for Interest Coverage. This places PensionBee Group in the lower half of its industry. The industry median Interest Coverage is 19.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.57, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (CHIX:PBEEL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.15, compared to a current price of £1.39 — trading 35.6% below its estimated fair value. The current Interest Coverage is 0 (At Loss). PensionBee Group's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PensionBee Group (CHIX:PBEEL), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (CHIX:PBEEL) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of £1.39 is trading 35.6% below its estimated GF Value™ of £2.15. GuruFocus considers PensionBee Group to be Significantly Undervalued.

Key valuation signals for CHIX:PBEEL:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: £2.15 vs. price of £1.39 (35.6% below fair value)
  • GF Score™: 61/100

No single metric tells the full story. See the CHIX:PBEEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEE:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
61GF Score

Get the complete analysis for CHIX:PBEEL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.39
Price
£2.15
GF Value