PensionBee Group (CHIX:PBEEL) ROE % Adjusted to Book Value: 1.25% (As of Dec. 2025)


CHIX:PBEEL PensionBee Group PLC CHIX:PBEEL
61 GF Score
Price £1.30
GF Value £2.07
Valuation Significantly Undervalued
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What is PensionBee Group ROE % Adjusted to Book Value?

PensionBee Group CHIX:PBEEL -1.52% 61 ROE % Adjusted to Book Value is 1.25% as of Dec. 2025. GuruFocus rates CHIX:PBEEL with a GF Score™ of 61/100 and a GF Value™ of £2.07 (Significantly Undervalued).

PensionBee Group's ROE % for the quarter that ended in Dec. 2025 was 12.99%. PensionBee Group's PB Ratio for the quarter that ended in Dec. 2025 was 10.39. PensionBee Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 1.25%.


PensionBee Group ROE % Adjusted to Book Value Related Terms


PensionBee Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for PensionBee Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PensionBee Group ROE % Adjusted to Book Value Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 0.00 -1.17 -0.78

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -1.79 0.42 -2.38 1.25

CHIX:PBEEL vs MS, GS, SCHW: ROE % Adjusted to Book Value Comparison

For the Capital Markets subindustry, PensionBee Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group ROE % Adjusted to Book Value vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PensionBee Group's ROE % Adjusted to Book Value falls into.


CHIX:PBEEL
61GF Score
PensionBee Group PLC CHIX:PBEEL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PensionBee Group ROE % Adjusted to Book Value Calculation

PensionBee Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-8.10% / 10.39
=-0.78%

PensionBee Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.99% / 10.39
=1.25%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.25% mean?
PensionBee Group (CHIX:PBEEL) has a ROE % Adjusted to Book Value of 1.25% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PensionBee Group and its competitors.
Is PensionBee Group's ROE % Adjusted to Book Value too high?
PensionBee Group's current ROE % Adjusted to Book Value is 1.25%. Overall, PensionBee Group has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's ROE % Adjusted to Book Value compare to MS and GS?
PensionBee Group's ROE % Adjusted to Book Value of 1.25% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Capital Markets company?
A good ROE % Adjusted to Book Value depends on the Capital Markets industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PensionBee Group and its competitors. PensionBee Group's current ROE % Adjusted to Book Value is 1.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (CHIX:PBEEL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.07, compared to a current price of £1.30 — trading 37.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 1.25%. PensionBee Group's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PensionBee Group (CHIX:PBEEL), the current ROE % Adjusted to Book Value is 1.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (CHIX:PBEEL) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of £1.30 is trading 37.2% below its estimated GF Value™ of £2.07. GuruFocus considers PensionBee Group to be Significantly Undervalued.

Key valuation signals for CHIX:PBEEL:

  • ROE % Adjusted to Book Value: 1.25%
  • GF Value™: £2.07 vs. price of £1.30 (37.2% below fair value)
  • GF Score™: 61/100

No single metric tells the full story. See the CHIX:PBEEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEE:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
61GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.30
Price
£2.07
GF Value