Genworth FinancialGNW +1.31%63 EBITDA Margin % is 7.82% as of Mar. 2026, which is 11% below its 10-year median of 8.81. GuruFocus rates GNW with a GF Score™ of 63/100 and a GF Value™ of $7.50 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 369 Insurance companies, Genworth Financial ranks worse than 78.32% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Genworth Financial's EBITDA for the
three
months ended in Mar. 2026 was $136 Mil. Genworth Financial's Revenue for the
three
months ended in Mar. 2026 was $1,739 Mil. Therefore, Genworth Financial's EBITDA margin for the quarter that ended in Mar. 2026 was 7.82%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Genworth Financial EBITDA Margin % Related Terms
Genworth Financial EBITDA Margin % Historical Data
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The historical data trend for Genworth Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Genworth Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genworth Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Genworth Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Genworth Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genworth Financial (GNW) has a EBITDA Margin % of 7.82% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Genworth Financial and its competitors. This is 11% below median its historical median of 8.81. Over the past decade, Genworth Financial's EBITDA Margin % has ranged from 4.98 to 19.89. According to the industry distribution chart, Genworth Financial ranks #289 out of 369 companies in the Insurance industry, placing it in the top 78.3%.
Is Genworth Financial's EBITDA Margin % too high?
Genworth Financial's current EBITDA Margin % of 7.82% is 11% below median its 10-year median of 8.81. Over the past 10 years, this metric has ranged from a low of 4.98 to a high of 19.89. The Insurance industry median EBITDA Margin % is 14.81. Genworth Financial's value of 7.82% is 47.2% below this industry median. Based on the distribution chart, Genworth Financial ranks #289 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Genworth Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's EBITDA Margin % compare to BHF and FG?
According to the Insurance industry distribution chart, Genworth Financial ranks #289 out of 369 companies for EBITDA Margin %. This places Genworth Financial in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Genworth Financial's value of 7.82% is 47.2% below this benchmark. Historically, Genworth Financial's own EBITDA Margin % has ranged from 4.98 to 19.89 over the past decade. While the company's 10-year median is 8.81 vs. the industry median of 14.81, Genworth Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current EBITDA Margin % of 7.82% is 47.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current EBITDA Margin % is 7.82%, which is 11% below median its own 10-year median of 8.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Based on GuruFocus' analysis, Genworth Financial (GNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.50, compared to a current price of $9.29 — trading 23.9% above its estimated fair value. The current EBITDA Margin % is 7.82%, which is 11% below median its 10-year median of 8.81 and 47.2% below the Insurance industry median of 14.81. Genworth Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Genworth Financial (GNW), the current EBITDA Margin % is 7.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genworth Financial (GNW) Overvalued in 2026?
Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued.
The current stock price of $9.29 is trading 23.9% above its estimated GF Value™ of $7.50.
GuruFocus considers Genworth Financial to be Modestly Overvalued.
Key valuation signals for GNW:
EBITDA Margin %: 7.82% (11% below median its 10-year median of 8.81)
GF Value™: $7.50 vs. price of $9.29 (23.9% above fair value)
Industry Position: 47.2% below the Insurance median (#289 of 369)
No single metric tells the full story. See the GNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
63GF Score
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