Genworth FinancialGNW +0.64%62 OCF Margin % is 5.23% as of Mar. 2026, which is 70% below its 10-year median of 17.44. GuruFocus rates GNW with a GF Score™ of 62/100 and a GF Value™ of $7.50 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, Genworth Financial ranks worse than 66.67% on this metric.
The historical rank and industry rank for Genworth Financial's OCF Margin % or its related term are showing as below:
GNW'
s OCF Margin % Range Over the Past 10 Years
Min: 1.23 Med: 17.44 Max: 33.99
Current: 5.43
During the past 13 years, the highest OCF Margin % of Genworth Financial was 33.99%. The lowest was 1.23%. And the median was 17.44%.
GNW's OCF Margin % is ranked worse than 66.67% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs GNW: 5.43
Genworth Financial OCF Margin % Related Terms
Genworth Financial OCF Margin % Historical Data
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The historical data trend for Genworth Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Genworth Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genworth Financial OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Genworth Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Genworth Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genworth Financial (GNW) has a OCF Margin % of 5.23% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Genworth Financial and its competitors. This is 70% below median its historical median of 17.44. Over the past decade, Genworth Financial's OCF Margin % has ranged from 1.23 to 33.99. According to the industry distribution chart, Genworth Financial ranks #334 out of 501 companies in the Insurance industry, placing it in the top 66.7%.
Is Genworth Financial's OCF Margin % too high?
Genworth Financial's current OCF Margin % of 5.23% is 70% below median its 10-year median of 17.44. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 33.99. The Insurance industry median OCF Margin % is 10.85. Genworth Financial's value of 5.23% is 51.8% below this industry median. Based on the distribution chart, Genworth Financial ranks #334 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Genworth Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's OCF Margin % compare to BHF and FG?
According to the Insurance industry distribution chart, Genworth Financial ranks #334 out of 501 companies for OCF Margin %. This places Genworth Financial in the lower half of its industry. The industry median OCF Margin % is 10.85. Genworth Financial's value of 5.23% is 51.8% below this benchmark. Historically, Genworth Financial's own OCF Margin % has ranged from 1.23 to 33.99 over the past decade. While the company's 10-year median is 17.44 vs. the industry median of 10.85, Genworth Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current OCF Margin % of 5.23% is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current OCF Margin % is 5.23%, which is 70% below median its own 10-year median of 17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Based on GuruFocus' analysis, Genworth Financial (GNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.50, compared to a current price of $9.46 — trading 26.1% above its estimated fair value. The current OCF Margin % is 5.23%, which is 70% below median its 10-year median of 17.44 and 51.8% below the Insurance industry median of 10.85. Genworth Financial's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Genworth Financial (GNW), the current OCF Margin % is 5.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genworth Financial (GNW) Overvalued in 2026?
Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued.
The current stock price of $9.46 is trading 26.1% above its estimated GF Value™ of $7.50.
GuruFocus considers Genworth Financial to be Modestly Overvalued.
Key valuation signals for GNW:
OCF Margin %: 5.23% (70% below median its 10-year median of 17.44)
GF Value™: $7.50 vs. price of $9.46 (26.1% above fair value)
Industry Position: 51.8% below the Insurance median (#334 of 501)
No single metric tells the full story. See the GNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
62GF Score
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