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Genworth FinancialGNW -0.20%63 EV-to-OCF is 10.09 as of Sep. 22, 2026, which is 190% above its 10-year median of 3.48. GuruFocus rates GNW with a GF Score™ of 63/100 and a GF Value™ of $7.99 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 499 Insurance companies, Genworth Financial ranks worse than 65.13% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Genworth Financial's Enterprise Value is $4,341 Mil.
Genworth Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $430 Mil. Therefore, Genworth Financial's EV-to-OCF for today is 10.09.
The historical rank and industry rank for Genworth Financial's EV-to-OCF or its related term are showing as below:
GNW'
s EV-to-OCF Range Over the Past 10 Years
Min: 0.66 Med: 3.48 Max: 40.75
Current: 10.09
During the past 13 years, the highest EV-to-OCF of Genworth Financial was 40.75. The lowest was 0.66. And the median was 3.48.
GNW's EV-to-OCF is ranked worse than 65.13% of 499
companies
in the Insurance industry
Industry Median: 6.3
vs GNW: 10.09
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Genworth Financial's PE Ratio (TTM) for today is calculated as:
Genworth Financial's share price for today is $10.03.
Genworth Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.527.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Genworth Financial EV-to-OCF Related Terms
Genworth Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Genworth Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Genworth Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genworth Financial EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Genworth Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Genworth Financial's EV-to-OCF falls into.
Genworth Financial's current Enterprise Value is $4,341 Mil.
Genworth Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $430 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genworth Financial (GNW) has a EV-to-OCF of 10.09 as of Sep. 22, 2026. This is 190% above median its historical median of 3.48. Over the past decade, Genworth Financial's EV-to-OCF has ranged from 0.66 to 40.75. According to the industry distribution chart, Genworth Financial ranks #325 out of 499 companies in the Insurance industry, placing it in the top 65.1%.
Is Genworth Financial's EV-to-OCF too high?
Genworth Financial's current EV-to-OCF of 10.09 is 190% above median its 10-year median of 3.48. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 40.75. The Insurance industry median EV-to-OCF is 6.30. Genworth Financial's value of 10.09 is 60.2% above this industry median. Based on the distribution chart, Genworth Financial ranks #325 out of 499 companies in the Insurance industry, which is below the industry midpoint. Overall, Genworth Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's EV-to-OCF compare to FG and BHF?
According to the Insurance industry distribution chart, Genworth Financial ranks #325 out of 499 companies for EV-to-OCF. This places Genworth Financial in the lower half of its industry. The industry median EV-to-OCF is 6.30. Genworth Financial's value of 10.09 is 60.2% above this benchmark. Historically, Genworth Financial's own EV-to-OCF has ranged from 0.66 to 40.75 over the past decade. While the company's 10-year median is 3.48 vs. the industry median of 6.30, Genworth Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.30, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current EV-to-OCF of 10.09 is 60.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current EV-to-OCF is 10.09, which is 190% above median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Based on GuruFocus' analysis, Genworth Financial (GNW) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.99, compared to a current price of $10.03 — trading 25.5% above its estimated fair value. The current EV-to-OCF is 10.09, which is 190% above median its 10-year median of 3.48 and 60.2% above the Insurance industry median of 6.30. Genworth Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Genworth Financial (GNW), the current EV-to-OCF is 10.09 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genworth Financial (GNW) Overvalued in 2026?
Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued.
The current stock price of $10.03 is trading 25.5% above its estimated GF Value™ of $7.99.
GuruFocus considers Genworth Financial to be Modestly Overvalued.
Key valuation signals for GNW:
EV-to-OCF: 10.09 (190% above median its 10-year median of 3.48)
GF Value™: $7.99 vs. price of $10.03 (25.5% above fair value)
Industry Position: 60.2% above the Insurance median (#325 of 499)
No single metric tells the full story. See the GNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
63GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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