Fidelity National Financial (HAM:F1EF) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Fidelity National Financial EBITDA Margin % Related Terms
Fidelity National Financial EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:F1EF vs AXS, FAF, ACT: EBITDA Margin % Comparison
For the Insurance - Specialty subindustry, Fidelity National Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity National Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Fidelity National Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Fidelity National Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity National Financial (HAM:F1EF) has a EBITDA Margin % of 24.77% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fidelity National Financial and its competitors. This is 28% above median its historical median of 19.40. Over the past decade, Fidelity National Financial's EBITDA Margin % has ranged from 12.67 to 27.24. According to the industry distribution chart, Fidelity National Financial ranks #134 out of 369 companies in the Insurance industry, placing it in the top 36.3%.
Is Fidelity National Financial's EBITDA Margin % too high?
Fidelity National Financial's current EBITDA Margin % of 24.77% is 28% above median its 10-year median of 19.40. Over the past 10 years, this metric has ranged from a low of 12.67 to a high of 27.24. The Insurance industry median EBITDA Margin % is 14.81. Fidelity National Financial's value of 24.77% is 67.3% above this industry median. Based on the distribution chart, Fidelity National Financial ranks #134 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, Fidelity National Financial has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Financial's EBITDA Margin % compare to AXS and FAF?
According to the Insurance industry distribution chart, Fidelity National Financial ranks #134 out of 369 companies for EBITDA Margin %. This puts Fidelity National Financial in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Fidelity National Financial's value of 24.77% is 67.3% above this benchmark. Historically, Fidelity National Financial's own EBITDA Margin % has ranged from 12.67 to 27.24 over the past decade. While the company's 10-year median is 19.40 vs. the industry median of 14.81, Fidelity National Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fidelity National Financial's current EBITDA Margin % of 24.77% is 67.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fidelity National Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity National Financial's current EBITDA Margin % is 24.77%, which is 28% above median its own 10-year median of 19.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Financial stock overvalued right now?
Fidelity National Financial (HAM:F1EF) has a current EBITDA Margin % of 24.77%. The stock's GF Value™ is €47.65, compared to a current price of €39.60 — trading 16.9% below its estimated fair value. The current EBITDA Margin % is 24.77%, which is 28% above median its 10-year median of 19.40 and 67.3% above the Insurance industry median of 14.81. Fidelity National Financial's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Fidelity National Financial (HAM:F1EF), the current EBITDA Margin % is 24.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity National Financial (HAM:F1EF) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity National Financial stock appears to be undervalued.
The current stock price of €39.60 is trading 16.9% below its estimated GF Value™ of €47.65.
Key valuation signals for HAM:F1EF:
EBITDA Margin %: 24.77% (28% above median its 10-year median of 19.40)
GF Value™: €47.65 vs. price of €39.60 (16.9% below fair value)
Industry Position: 67.3% above the Insurance median (#134 of 369)
No single metric tells the full story. See the HAM:F1EF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity National Financial Inc is a provider of (i) title insurance, escrow and other title-related services, including trust activities, trustee sales guarantees, recordings and reconveyances and home warranty and (ii) transaction services to the real estate and mortgage industries. It operates in three segments: Title, F&G, Corporate and Other. The title segment that derives the majority of revenue consists of the operations of title insurance underwriters and related businesses, which provide title insurance and escrow and other title-related services including trust activities, trustee sales guarantees, and home warranty products. All of the company's revenue is generated in the United States.
72GF Score
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