Fidelity National Financial (HAM:F1EF) GF Score: 74/100 (As of Jul. 15, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:F1EF Fidelity National Financial Inc HAM:F1EF
74 GF Score
Price €43.80
GF Value €50.15
! 4 Warning Signs
View Full Analysis

What is Fidelity National Financial GF Score?

Fidelity National Financial HAM:F1EF +3.30% 74 GF Score is 74 as of Jul. 15, 2026, which is 4% below its 10-year median of 77.00. GuruFocus rates HAM:F1EF with a GF Score™ of 74/100 and a GF Value™ of €50.15. The stock has 4 warning signs investors should review.

Fidelity National Financial has the GF Score of 74, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 6/10
3. Growth Rank : 5/10
4. GF Value Rank : 10/10
5. Momentum Rank : 5/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Fidelity National Financial is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Fidelity National Financial  (HAM:F1EF) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Fidelity National Financial GF Score Related Terms


HAM:F1EF vs AXS, FAF, ACT: GF Score Comparison

For the Insurance - Specialty subindustry, Fidelity National Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidelity National Financial GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Fidelity National Financial's GF Score distribution charts can be found below:

* The bar in red indicates where Fidelity National Financial's GF Score falls into.


HAM:F1EF
74GF Score
Fidelity National Financial Inc HAM:F1EF
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 74 mean?
Fidelity National Financial (HAM:F1EF) has a GF Score of 74 as of Jul. 15, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Fidelity National Financial and its competitors. This is near median its historical median of 77.00. Over the past decade, Fidelity National Financial's GF Score has ranged from 29.00 to 85.00.
Is Fidelity National Financial's GF Score too high?
Fidelity National Financial's current GF Score of 74 is near median its 10-year median of 77.00. Over the past 10 years, this metric has ranged from a low of 29.00 to a high of 85.00. Overall, Fidelity National Financial has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Financial's GF Score compare to AXS and FAF?
Fidelity National Financial's GF Score of 74 can be compared against companies in the Insurance industry. Historically, Fidelity National Financial's own GF Score has ranged from 29.00 to 85.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Fidelity National Financial and its competitors. Fidelity National Financial's current GF Score is 74, which is near median its own 10-year median of 77.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Financial stock overvalued right now?
Fidelity National Financial (HAM:F1EF) has a current GF Score of 74. The stock's GF Value™ is €50.15, compared to a current price of €43.80 — trading 12.7% below its estimated fair value. The current GF Score is 74, which is near median its 10-year median of 77.00. Fidelity National Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Fidelity National Financial (HAM:F1EF), the current GF Score is 74 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity National Financial (HAM:F1EF) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity National Financial stock appears to be undervalued. The current stock price of €43.80 is trading 12.7% below its estimated GF Value™ of €50.15.

Key valuation signals for HAM:F1EF:

  • GF Score: 74 (near median its 10-year median of 77.00)
  • GF Value™: €50.15 vs. price of €43.80 (12.7% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the HAM:F1EF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fidelity National Financial Business Description

Other Exchanges FNF:USAF1EF:Germany
Address 601 Riverside Avenue, Jacksonville, FL, USA, 32204
Fidelity National Financial Inc is a provider of (i) title insurance, escrow and other title-related services, including trust activities, trustee sales guarantees, recordings and reconveyances and home warranty and (ii) transaction services to the real estate and mortgage industries. It operates in three segments: Title, F&G, Corporate and Other. The title segment that derives the majority of revenue consists of the operations of title insurance underwriters and related businesses, which provide title insurance and escrow and other title-related services including trust activities, trustee sales guarantees, and home warranty products. All of the company's revenue is generated in the United States.
74GF Score

Get the complete analysis for HAM:F1EF

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.80
Price
€50.15
GF Value