QNB Finansal Kiralama ASIST:QNBFK +0.22%41 EBITDA Margin % is 30.68% as of Sep. 2025, which is 140% above its 10-year median of 12.78. GuruFocus rates IST:QNBFK with a GF Score™ of 41/100 and a GF Value™ of ₺65.18 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 414 Credit Services companies, QNB Finansal Kiralama AS ranks better than 66.18% on this metric.
QNB Finansal Kiralama AS (IST:QNBFK) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
QNB Finansal Kiralama AS EBITDA Margin % Related Terms
QNB Finansal Kiralama AS EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:QNBFK vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, QNB Finansal Kiralama AS's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QNB Finansal Kiralama AS EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, QNB Finansal Kiralama AS's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where QNB Finansal Kiralama AS's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QNB Finansal Kiralama AS (IST:QNBFK) has a EBITDA Margin % of 30.68% as of Sep. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on QNB Finansal Kiralama AS and its competitors. This is 140% above median its historical median of 12.78. According to the industry distribution chart, QNB Finansal Kiralama AS ranks #140 out of 414 companies in the Credit Services industry, placing it in the top 33.8%.
Is QNB Finansal Kiralama AS's EBITDA Margin % too high?
QNB Finansal Kiralama AS's current EBITDA Margin % of 30.68% is 140% above median its 10-year median of 12.78. The Credit Services industry median EBITDA Margin % is 20.91. QNB Finansal Kiralama AS's value of 30.68% is 46.7% above this industry median. Based on the distribution chart, QNB Finansal Kiralama AS ranks #140 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, QNB Finansal Kiralama AS has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QNB Finansal Kiralama AS's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, QNB Finansal Kiralama AS ranks #140 out of 414 companies for EBITDA Margin %. This puts QNB Finansal Kiralama AS in the upper half of its industry. The industry median EBITDA Margin % is 20.91. QNB Finansal Kiralama AS's value of 30.68% is 46.7% above this benchmark. While the company's 10-year median is 12.78 vs. the industry median of 20.91, QNB Finansal Kiralama AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QNB Finansal Kiralama AS's current EBITDA Margin % of 30.68% is 46.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on QNB Finansal Kiralama AS and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QNB Finansal Kiralama AS's current EBITDA Margin % is 30.68%, which is 140% above median its own 10-year median of 12.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QNB Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, QNB Finansal Kiralama AS (IST:QNBFK) is currently considered Possible Value Trap. The stock's GF Value™ is ₺65.18, compared to a current price of ₺36.50 — trading 44% below its estimated fair value. The current EBITDA Margin % is 30.68%, which is 140% above median its 10-year median of 12.78 and 46.7% above the Credit Services industry median of 20.91. QNB Finansal Kiralama AS's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For QNB Finansal Kiralama AS (IST:QNBFK), the current EBITDA Margin % is 30.68% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QNB Finansal Kiralama AS (IST:QNBFK) Overvalued in 2026?
Based on GuruFocus' analysis, QNB Finansal Kiralama AS stock appears to be undervalued.
The current stock price of ₺36.50 is trading 44% below its estimated GF Value™ of ₺65.18.
GuruFocus considers QNB Finansal Kiralama AS to be Possible Value Trap.
Key valuation signals for IST:QNBFK:
EBITDA Margin %: 30.68% (140% above median its 10-year median of 12.78)
GF Value™: ₺65.18 vs. price of ₺36.50 (44% below fair value)
Industry Position: 46.7% above the Credit Services median (#140 of 414)
No single metric tells the full story. See the IST:QNBFK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QNB Finansal Kiralama AS formerly QNB Finans Finansal Kiralama AS is a Turkey-based company involved in providing leasing services to Wind Turbines & Solar Power Plants, Heavy Machinery, Automobiles, Medical Equipment, Agricultural Equipment, and Printing Equipment among others.
41GF Score
Get the complete analysis for IST:QNBFK
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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