QNB Finansal Kiralama AS (IST:QNBFK) ROE % Adjusted to Book Value: 2.31% (As of Mar. 2026)

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IST:QNBFK QNB Finansal Kiralama AS IST:QNBFK
49 GF Score
Price ₺48.32
GF Value ₺58.62
Valuation Modestly Undervalued
! 6 Warning Signs
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What is QNB Finansal Kiralama AS ROE % Adjusted to Book Value?

QNB Finansal Kiralama AS IST:QNBFK +2.81% 49 ROE % Adjusted to Book Value is 2.31% as of Mar. 2026. GuruFocus rates IST:QNBFK with a GF Score™ of 49/100 and a GF Value™ of ₺58.62 (Modestly Undervalued). The stock has 6 warning signs investors should review.

QNB Finansal Kiralama AS's ROE % for the quarter that ended in Mar. 2026 was 33.26%. QNB Finansal Kiralama AS's PB Ratio for the quarter that ended in Mar. 2026 was 14.41. QNB Finansal Kiralama AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 2.31%.


QNB Finansal Kiralama AS ROE % Adjusted to Book Value Related Terms


QNB Finansal Kiralama AS ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for QNB Finansal Kiralama AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QNB Finansal Kiralama AS ROE % Adjusted to Book Value Chart

QNB Finansal Kiralama AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.35 3.19 0.96 1.86 1.89

QNB Finansal Kiralama AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.94 2.93 1.78 1.90 2.31

IST:QNBFK vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, QNB Finansal Kiralama AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QNB Finansal Kiralama AS ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, QNB Finansal Kiralama AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where QNB Finansal Kiralama AS's ROE % Adjusted to Book Value falls into.


IST:QNBFK
49GF Score
QNB Finansal Kiralama AS IST:QNBFK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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QNB Finansal Kiralama AS ROE % Adjusted to Book Value Calculation

QNB Finansal Kiralama AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=32.94% / 17.45
=1.89%

QNB Finansal Kiralama AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=33.26% / 14.41
=2.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.31% mean?
QNB Finansal Kiralama AS (IST:QNBFK) has a ROE % Adjusted to Book Value of 2.31% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on QNB Finansal Kiralama AS and its competitors.
Is QNB Finansal Kiralama AS's ROE % Adjusted to Book Value too high?
QNB Finansal Kiralama AS's current ROE % Adjusted to Book Value is 2.31%. Overall, QNB Finansal Kiralama AS has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does QNB Finansal Kiralama AS's ROE % Adjusted to Book Value compare to V and MA?
QNB Finansal Kiralama AS's ROE % Adjusted to Book Value of 2.31% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on QNB Finansal Kiralama AS and its competitors. QNB Finansal Kiralama AS's current ROE % Adjusted to Book Value is 2.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QNB Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, QNB Finansal Kiralama AS (IST:QNBFK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺58.62, compared to a current price of ₺48.32 — trading 17.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.31%. QNB Finansal Kiralama AS's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For QNB Finansal Kiralama AS (IST:QNBFK), the current ROE % Adjusted to Book Value is 2.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QNB Finansal Kiralama AS (IST:QNBFK) Overvalued in 2026?

Based on GuruFocus' analysis, QNB Finansal Kiralama AS stock appears to be undervalued. The current stock price of ₺48.32 is trading 17.6% below its estimated GF Value™ of ₺58.62. GuruFocus considers QNB Finansal Kiralama AS to be Modestly Undervalued.

Key valuation signals for IST:QNBFK:

  • ROE % Adjusted to Book Value: 2.31%
  • GF Value™: ₺58.62 vs. price of ₺48.32 (17.6% below fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the IST:QNBFK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QNB Finansal Kiralama AS Business Description

Address Nispetiye Caddesi, Akmerkez B Kulesi Kat: 10, Istanbul, TUR, 34620
QNB Finansal Kiralama AS formerly QNB Finans Finansal Kiralama AS is a Turkey-based company involved in providing leasing services to Wind Turbines & Solar Power Plants, Heavy Machinery, Automobiles, Medical Equipment, Agricultural Equipment, and Printing Equipment among others.
49GF Score

Get the complete analysis for IST:QNBFK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺48.32
Price
₺58.62
GF Value