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QNB Finansal Kiralama ASIST:QNBFK +0.05%50 EV-to-EBITDA is 60.21 as of Sep. 13, 2026, which is 14% below its 10-year median of 69.84. GuruFocus rates IST:QNBFK with a GF Score™ of 50/100 and a GF Value™ of ₺62.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 324 Credit Services companies, QNB Finansal Kiralama AS ranks worse than 84.26% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, QNB Finansal Kiralama AS's enterprise value is ₺147,482 Mil.
QNB Finansal Kiralama AS's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₺2,449 Mil. Therefore, QNB Finansal Kiralama AS's EV-to-EBITDA for today is 60.21.
The historical rank and industry rank for QNB Finansal Kiralama AS's EV-to-EBITDA or its related term are showing as below:
IST:QNBFK'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -2582.61 Med: 69.84 Max: 2174.67
Current: 60.21
During the past 13 years, the highest EV-to-EBITDA of QNB Finansal Kiralama AS was 2174.67. The lowest was -2582.61. And the median was 69.84.
IST:QNBFK's EV-to-EBITDA is ranked worse than 84.26% of 324
companies
in the Credit Services industry
Industry Median: 20.3
vs IST:QNBFK: 60.21
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
QNB Finansal Kiralama AS (IST:QNBFK) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
QNB Finansal Kiralama AS's PE Ratio (TTM) for today is calculated as:
QNB Finansal Kiralama AS's share price for today is ₺41.00.
QNB Finansal Kiralama AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺0.809.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, QNB Finansal Kiralama AS's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QNB Finansal Kiralama AS EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, QNB Finansal Kiralama AS's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where QNB Finansal Kiralama AS's EV-to-EBITDA falls into.
QNB Finansal Kiralama AS's current Enterprise Value is ₺147,482 Mil.
QNB Finansal Kiralama AS's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺2,449 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QNB Finansal Kiralama AS (IST:QNBFK) has a EV-to-EBITDA of 60.21 as of Sep. 13, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on QNB Finansal Kiralama AS. This is 14% below median its historical median of 69.84. According to the industry distribution chart, QNB Finansal Kiralama AS ranks #273 out of 324 companies in the Credit Services industry, placing it in the top 84.3%.
Is QNB Finansal Kiralama AS's EV-to-EBITDA too high?
QNB Finansal Kiralama AS's current EV-to-EBITDA of 60.21 is 14% below median its 10-year median of 69.84. The Credit Services industry median EV-to-EBITDA is 20.30. QNB Finansal Kiralama AS's value of 60.21 is 196.6% above this industry median. Based on the distribution chart, QNB Finansal Kiralama AS ranks #273 out of 324 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, QNB Finansal Kiralama AS has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does QNB Finansal Kiralama AS's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, QNB Finansal Kiralama AS ranks #273 out of 324 companies for EV-to-EBITDA. This places QNB Finansal Kiralama AS in the lower half of its industry. The industry median EV-to-EBITDA is 20.30. QNB Finansal Kiralama AS's value of 60.21 is 196.6% above this benchmark. While the company's 10-year median is 69.84 vs. the industry median of 20.30, QNB Finansal Kiralama AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.30, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QNB Finansal Kiralama AS's current EV-to-EBITDA of 60.21 is 196.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on QNB Finansal Kiralama AS. For the Credit Services industry, the median EV-to-EBITDA is 20.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QNB Finansal Kiralama AS's current EV-to-EBITDA is 60.21, which is 14% below median its own 10-year median of 69.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QNB Finansal Kiralama AS stock overvalued right now?
Based on GuruFocus' analysis, QNB Finansal Kiralama AS (IST:QNBFK) is currently considered Possible Value Trap. The stock's GF Value™ is ₺62.23, compared to a current price of ₺41.00 — trading 34.1% below its estimated fair value. The current EV-to-EBITDA is 60.21, which is 14% below median its 10-year median of 69.84 and 196.6% above the Credit Services industry median of 20.30. QNB Finansal Kiralama AS's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For QNB Finansal Kiralama AS (IST:QNBFK), the current EV-to-EBITDA is 60.21 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QNB Finansal Kiralama AS (IST:QNBFK) Overvalued in 2026?
Based on GuruFocus' analysis, QNB Finansal Kiralama AS stock appears to be undervalued.
The current stock price of ₺41.00 is trading 34.1% below its estimated GF Value™ of ₺62.23.
GuruFocus considers QNB Finansal Kiralama AS to be Possible Value Trap.
Key valuation signals for IST:QNBFK:
EV-to-EBITDA: 60.21 (14% below median its 10-year median of 69.84)
GF Value™: ₺62.23 vs. price of ₺41.00 (34.1% below fair value)
Industry Position: 196.6% above the Credit Services median (#273 of 324)
No single metric tells the full story. See the IST:QNBFK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QNB Finansal Kiralama AS formerly QNB Finans Finansal Kiralama AS is a Turkey-based company involved in providing leasing services to Wind Turbines & Solar Power Plants, Heavy Machinery, Automobiles, Medical Equipment, Agricultural Equipment, and Printing Equipment among others.
50GF Score
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