SBI HoldingsSBHGF +3.58%86 EBITDA Margin % is 12.08% as of Mar. 2026, which is 50% below its 10-year median of 24.21. GuruFocus rates SBHGF with a GF Score™ of 86/100 and a GF Value™ of $16.73 (Fairly Valued). The stock has 7 warning signs investors should review. Among 93 Diversified Financial Services companies, SBI Holdings ranks better than 66.67% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. SBI Holdings's EBITDA for the
three
months ended in Mar. 2026 was $310 Mil. SBI Holdings's Revenue for the
three
months ended in Mar. 2026 was $2,565 Mil. Therefore, SBI Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 12.08%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
SBI Holdings EBITDA Margin % Related Terms
SBI Holdings EBITDA Margin % Historical Data
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The historical data trend for SBI Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, SBI Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings EBITDA Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where SBI Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings (SBHGF) has a EBITDA Margin % of 12.08% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SBI Holdings and its competitors. This is 50% below median its historical median of 24.21. Over the past decade, SBI Holdings' EBITDA Margin % has ranged from 15.92 to 34.35. According to the industry distribution chart, SBI Holdings ranks #31 out of 93 companies in the Diversified Financial Services industry, placing it in the top 33.3%.
Is SBI Holdings' EBITDA Margin % too high?
SBI Holdings' current EBITDA Margin % of 12.08% is 50% below median its 10-year median of 24.21. Over the past 10 years, this metric has ranged from a low of 15.92 to a high of 34.35. The Diversified Financial Services industry median EBITDA Margin % is 11.75. SBI Holdings' value of 12.08% is 2.8% above this industry median. Based on the distribution chart, SBI Holdings ranks #31 out of 93 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, SBI Holdings has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' EBITDA Margin % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #31 out of 93 companies for EBITDA Margin %. This puts SBI Holdings in the upper half of its industry. The industry median EBITDA Margin % is 11.75. SBI Holdings' value of 12.08% is 2.8% above this benchmark. Historically, SBI Holdings' own EBITDA Margin % has ranged from 15.92 to 34.35 over the past decade. While the company's 10-year median is 24.21 vs. the industry median of 11.75, SBI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Diversified Financial Services company?
The median EBITDA Margin % among Diversified Financial Services companies is 11.75, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Holdings's current EBITDA Margin % of 12.08% is 2.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median EBITDA Margin % is 11.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current EBITDA Margin % is 12.08%, which is 50% below median its own 10-year median of 24.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (SBHGF) is currently considered Fairly Valued. The stock's GF Value™ is $16.73, compared to a current price of $17.00 — trading 1.6% above its estimated fair value. The current EBITDA Margin % is 12.08%, which is 50% below median its 10-year median of 24.21 and 2.8% above the Diversified Financial Services industry median of 11.75. SBI Holdings' overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For SBI Holdings (SBHGF), the current EBITDA Margin % is 12.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (SBHGF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be overvalued.
The current stock price of $17.00 is trading 1.6% above its estimated GF Value™ of $16.73.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for SBHGF:
EBITDA Margin %: 12.08% (50% below median its 10-year median of 24.21)
GF Value™: $16.73 vs. price of $17.00 (1.6% above fair value)
Industry Position: 2.8% above the Diversified Financial Services median (#31 of 93)
No single metric tells the full story. See the SBHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
86GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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