SBHGF (SBI Holdings) Margin of Safety % (DCF Earnings Based): 86.73% (As of Jun. 25, 2026)


SBHGF SBI Holdings Inc SBHGF
85 GF Score
Price $16.41
GF Value $16.73
Valuation Fairly Valued
! 7 Warning Signs
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What is SBI Holdings Margin of Safety % (DCF Earnings Based)?

SBI Holdings SBHGF -7.36% 85 Margin of Safety % (DCF Earnings Based) is 86.73% as of Jun. 25, 2026. GuruFocus rates SBHGF with a GF Score™ of 85/100 and a GF Value™ of $16.73 (Fairly Valued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), SBI Holdings's Predictability Rank is 4.5-Stars. SBI Holdings's intrinsic value calculated from the Discounted Earnings model is $123.68 and current share price is $16.4125. Consequently,

SBI Holdings's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 86.73%.

SBHGF vs FRHC, VOYA: Margin of Safety % (DCF Earnings Based) Comparison

For the Financial Conglomerates subindustry, SBI Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SBI Holdings Margin of Safety % (DCF Earnings Based) vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where SBI Holdings's Margin of Safety % (DCF Earnings Based) falls into.


SBHGF
85GF Score
SBI Holdings Inc SBHGF
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Holdings Margin of Safety % (DCF Earnings Based) Calculation

SBI Holdings's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(123.68-16.4125)/123.68
=86.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 86.73% mean?
SBI Holdings (SBHGF) has a Margin of Safety % (DCF Earnings Based) of 86.73% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on SBI Holdings.
Is SBI Holdings' Margin of Safety % (DCF Earnings Based) too high?
SBI Holdings' current Margin of Safety % (DCF Earnings Based) is 86.73%. Overall, SBI Holdings has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' Margin of Safety % (DCF Earnings Based) compare to FRHC and VOYA?
SBI Holdings' Margin of Safety % (DCF Earnings Based) of 86.73% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Diversified Financial Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Diversified Financial Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on SBI Holdings. SBI Holdings's current Margin of Safety % (DCF Earnings Based) is 86.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (SBHGF) is currently considered Fairly Valued. The stock's GF Value™ is $16.73, compared to a current price of $16.41 — trading 1.9% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 86.73%. SBI Holdings' overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For SBI Holdings (SBHGF), the current Margin of Safety % (DCF Earnings Based) is 86.73% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Holdings (SBHGF) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Holdings stock appears to be undervalued. The current stock price of $16.41 is trading 1.9% below its estimated GF Value™ of $16.73. GuruFocus considers SBI Holdings to be Fairly Valued.

Key valuation signals for SBHGF:

  • Margin of Safety % (DCF Earnings Based): 86.73%
  • GF Value™: $16.73 vs. price of $16.41 (1.9% below fair value)
  • GF Score™: 85/100 with 7 warning signs

No single metric tells the full story. See the SBHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBI Holdings Business Description

Other Exchanges 8473:JapanZOF:Germany
Address 1-6-1 Roppongi, Minato-ku, Tokyo, JPN, 106-6019
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
85GF Score

Get the complete analysis for SBHGF

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.41
Price
$16.73
GF Value