SBI HoldingsSBHGF -7.36%85 FCF Margin % is -80.44% as of Mar. 2026. GuruFocus rates SBHGF with a GF Score™ of 85/100 and a GF Value™ of $16.73 (Fairly Valued). The stock has 7 warning signs investors should review. Among 113 Diversified Financial Services companies, SBI Holdings ranks better than 85.84% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. SBI Holdings's Free Cash Flow for the
three
months ended in Mar. 2026 was $-2,063 Mil. SBI Holdings's Revenue for the
three
months ended in Mar. 2026 was $2,565 Mil. Therefore, SBI Holdings's FCF Margin % for the quarter that ended in Mar. 2026 was -80.44%.
The historical rank and industry rank for SBI Holdings's FCF Margin % or its related term are showing as below:
SBHGF'
s FCF Margin % Range Over the Past 10 Years
Min: -44.53 Med: -2.91 Max: 107.58
Current: 91.08
During the past 13 years, the highest FCF Margin % of SBI Holdings was 107.58%. The lowest was -44.53%. And the median was -2.91%.
SBHGF's FCF Margin % is ranked better than 85.84% of 113
companies
in the Diversified Financial Services industry
Industry Median: 1.71
vs SBHGF: 91.08
SBI Holdings FCF Margin % Related Terms
SBI Holdings FCF Margin % Historical Data
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The historical data trend for SBI Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, SBI Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Holdings FCF Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, SBI Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where SBI Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Holdings (SBHGF) has a FCF Margin % of -80.44% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SBI Holdings and its competitors. According to the industry distribution chart, SBI Holdings ranks #16 out of 113 companies in the Diversified Financial Services industry, placing it in the top 14.2%.
Is SBI Holdings' FCF Margin % too high?
SBI Holdings' current FCF Margin % is -80.44%. Based on the distribution chart, SBI Holdings ranks #16 out of 113 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Holdings has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Holdings' FCF Margin % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, SBI Holdings ranks #16 out of 113 companies for FCF Margin %. This places SBI Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 1.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Diversified Financial Services company?
The median FCF Margin % among Diversified Financial Services companies is 1.71, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SBI Holdings and its competitors. For the Diversified Financial Services industry, the median FCF Margin % is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Holdings's current FCF Margin % is -80.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Holdings stock overvalued right now?
Based on GuruFocus' analysis, SBI Holdings (SBHGF) is currently considered Fairly Valued. The stock's GF Value™ is $16.73, compared to a current price of $16.41 — trading 1.9% below its estimated fair value. The current FCF Margin % is -80.44%. SBI Holdings' overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SBI Holdings (SBHGF), the current FCF Margin % is -80.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Holdings (SBHGF) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Holdings stock appears to be undervalued.
The current stock price of $16.41 is trading 1.9% below its estimated GF Value™ of $16.73.
GuruFocus considers SBI Holdings to be Fairly Valued.
Key valuation signals for SBHGF:
FCF Margin %: -80.44%
GF Value™: $16.73 vs. price of $16.41 (1.9% below fair value)
No single metric tells the full story. See the SBHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Holdings Inc is a financial conglomerate that offers a variety of services in securities, banking, and insurance. The company operates through five segments. The Asset Management segment provides investment management, advice, and financial product information. The Crypto Asset segment offers crypto exchange and trading services. The Financial Services segment covers securities, banking, and insurance activities in Japan and abroad. The Investment segment invests in IT, fintech, blockchain, finance, and biotech ventures. The Next Generation Business develops and sells pharmaceuticals, health foods, and cosmetics, conducts R&D in cancer and immunology, offers digital medical solutions, and engages in medical finance. It generates majority of its revenue from Financial services segment.
85GF Score
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