TGIC (Triad Guaranty) EBITDA Margin %: -86.78% (As of Sep. 2012)


What is Triad Guaranty EBITDA Margin %?

Triad Guaranty TGIC EBITDA Margin % is -86.78% as of Sep. 2012.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Triad Guaranty's EBITDA for the three months ended in Sep. 2012 was $-28.0 Mil. Triad Guaranty's Revenue for the three months ended in Sep. 2012 was $32.3 Mil. Therefore, Triad Guaranty's EBITDA margin for the quarter that ended in Sep. 2012 was -86.78%.

Triad Guaranty  (OTCPK:TGIC) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.

Triad Guaranty EBITDA Margin % Related Terms

Triad Guaranty EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Triad Guaranty's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Guaranty EBITDA Margin % Chart

Triad Guaranty Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -40.14 -275.84 -253.70 45.41 -42.69

Triad Guaranty Quarterly Data
Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -57.52 -95.46 -79.68 -56.94 -86.78

TGIC vs FACO, PPHI, ICCH: EBITDA Margin % Comparison

For the Insurance - Specialty subindustry, Triad Guaranty's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Triad Guaranty EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Triad Guaranty's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Triad Guaranty's EBITDA Margin % falls into.


Triad Guaranty EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Triad Guaranty's EBITDA Margin % for the fiscal year that ended in Dec. 2011 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2011 )/Revenue (A: Dec. 2011 )
=-88.53/207.388
=-42.69 %

Triad Guaranty's EBITDA Margin % for the quarter that ended in Sep. 2012 is calculated as

EBITDA Margin %=EBITDA (Q: Sep. 2012 )/Revenue (Q: Sep. 2012 )
=-28.019/32.289
=-86.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -86.78% mean?
Triad Guaranty (TGIC) has a EBITDA Margin % of -86.78% as of Sep. 2012. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Triad Guaranty and its competitors.
Is Triad Guaranty's EBITDA Margin % too high?
Triad Guaranty's current EBITDA Margin % is -86.78%.
How does Triad Guaranty's EBITDA Margin % compare to FACO and PPHI?
Triad Guaranty's EBITDA Margin % of -86.78% can be compared against companies in the Insurance industry. The industry median EBITDA Margin % is 14.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.80, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Triad Guaranty and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Guaranty's current EBITDA Margin % is -86.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Guaranty stock overvalued right now?
Triad Guaranty (TGIC) has a current EBITDA Margin % of -86.78%. The current EBITDA Margin % is -86.78%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Triad Guaranty (TGIC), the current EBITDA Margin % is -86.78% as of Sep. 2012. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Triad Guaranty Business Description

Address 101 South Stratford Road, Winston-Salem, NC, USA, 27104
Triad Guaranty Inc is a holding company which, through its wholly-owned subsidiary, Triad Guaranty Insurance Corporation ('TGIC'), is a nationwide mortgage insurer pursuing a run-off of its existing in-force book of business.