TGIC (Triad Guaranty) 3-Year RORE % : 0.00% (As of Sep. 2012)


What is Triad Guaranty 3-Year RORE %?

Triad Guaranty TGIC 3-Year RORE % is 0.00 as of Sep. 2012.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Triad Guaranty's 3-Year RORE % for the quarter that ended in Sep. 2012 was 0.00%.

The industry rank for Triad Guaranty's 3-Year RORE % or its related term are showing as below:

TGIC's 3-Year RORE % is not ranked *
in the Insurance industry.
Industry Median: 12.03
* Ranked among companies with meaningful 3-Year RORE % only.

Triad Guaranty  (OTCPK:TGIC) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.

Triad Guaranty 3-Year RORE % Related Terms

Triad Guaranty 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Triad Guaranty's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Guaranty 3-Year RORE % Chart

Triad Guaranty Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Triad Guaranty Quarterly Data
Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TGIC vs FACO, PPHI, ICCH: 3-Year RORE % Comparison

For the Insurance - Specialty subindustry, Triad Guaranty's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Triad Guaranty 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Triad Guaranty's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Triad Guaranty's 3-Year RORE % falls into.


Triad Guaranty 3-Year RORE % Calculation

Triad Guaranty's 3-Year RORE % for the quarter that ended in Sep. 2012 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -10.69-1.11 )/( -10.89-0 )
=-11.8/-10.89
=108.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Sep. 2012 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 0.00 mean?
Triad Guaranty (TGIC) has a 3-Year RORE % of 0.00 as of Sep. 2012. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Triad Guaranty and its competitors.
Is Triad Guaranty's 3-Year RORE % too high?
Triad Guaranty's current 3-Year RORE % is 0.00.
How does Triad Guaranty's 3-Year RORE % compare to FACO and PPHI?
Triad Guaranty's 3-Year RORE % of 0.00 can be compared against companies in the Insurance industry. The industry median 3-Year RORE % is 12.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 12.03, based on 471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Triad Guaranty and its competitors. For the Insurance industry, the median 3-Year RORE % is 12.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Guaranty's current 3-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Guaranty stock overvalued right now?
Triad Guaranty (TGIC) has a current 3-Year RORE % of 0.00. The current 3-Year RORE % is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Triad Guaranty (TGIC), the current 3-Year RORE % is 0.00 as of Sep. 2012. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Triad Guaranty Business Description

Address 101 South Stratford Road, Winston-Salem, NC, USA, 27104
Triad Guaranty Inc is a holding company which, through its wholly-owned subsidiary, Triad Guaranty Insurance Corporation ('TGIC'), is a nationwide mortgage insurer pursuing a run-off of its existing in-force book of business.