TGIC (Triad Guaranty) OCF Margin %: -73.54% (As of Sep. 2012)


What is Triad Guaranty OCF Margin %?

Triad Guaranty TGIC OCF Margin % is -73.54% as of Sep. 2012.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Triad Guaranty's Cash Flow from Operations for the three months ended in Sep. 2012 was $-23.7 Mil. Triad Guaranty's Revenue for the three months ended in Sep. 2012 was $32.3 Mil. Therefore, Triad Guaranty's OCF Margin % for the quarter that ended in Sep. 2012 was -73.54%.

As of today, Triad Guaranty's current OCF Yield % is -444,900.00%.

The historical rank and industry rank for Triad Guaranty's OCF Margin % or its related term are showing as below:

TGIC' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: -47.99

TGIC's OCF Margin % is not ranked
in the Insurance industry.
Industry Median: 10.85 vs TGIC: -47.99

Triad Guaranty OCF Margin % Related Terms

Triad Guaranty OCF Margin % Historical Data

* Premium members only.

The historical data trend for Triad Guaranty's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Guaranty OCF Margin % Chart

Triad Guaranty Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.88 54.40 -56.73 22.71 -36.94

Triad Guaranty Quarterly Data
Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -45.73 -32.86 -43.38 -52.94 -73.54

TGIC vs FACO, PPHI, ICCH: OCF Margin % Comparison

For the Insurance - Specialty subindustry, Triad Guaranty's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Triad Guaranty OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Triad Guaranty's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Triad Guaranty's OCF Margin % falls into.


Triad Guaranty OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Triad Guaranty's OCF Margin for the fiscal year that ended in Dec. 2011 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2011 )/Revenue (A: Dec. 2011 )
=-76.614/207.388
=-36.94 %

Triad Guaranty's OCF Margin for the quarter that ended in Sep. 2012 is calculated as

OCF Margin=Cash Flow from Operations (Q: Sep. 2012 )/Revenue (Q: Sep. 2012 )
=-23.746/32.289
=-73.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -73.54% mean?
Triad Guaranty (TGIC) has a OCF Margin % of -73.54% as of Sep. 2012. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Triad Guaranty and its competitors.
Is Triad Guaranty's OCF Margin % too high?
Triad Guaranty's current OCF Margin % is -73.54%.
How does Triad Guaranty's OCF Margin % compare to FACO and PPHI?
Triad Guaranty's OCF Margin % of -73.54% can be compared against companies in the Insurance industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Triad Guaranty and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Guaranty's current OCF Margin % is -73.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Guaranty stock overvalued right now?
Triad Guaranty (TGIC) has a current OCF Margin % of -73.54%. The current OCF Margin % is -73.54%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Triad Guaranty (TGIC), the current OCF Margin % is -73.54% as of Sep. 2012. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Triad Guaranty Business Description

Address 101 South Stratford Road, Winston-Salem, NC, USA, 27104
Triad Guaranty Inc is a holding company which, through its wholly-owned subsidiary, Triad Guaranty Insurance Corporation ('TGIC'), is a nationwide mortgage insurer pursuing a run-off of its existing in-force book of business.