TGIC (Triad Guaranty) 3-Year ROIIC % : 0.00% (As of Dec. 2011)


What is Triad Guaranty 3-Year ROIIC %?

Triad Guaranty TGIC 3-Year ROIIC % is 0.00 as of Dec. 2011.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Triad Guaranty's 3-Year ROIIC % for the quarter that ended in Dec. 2011 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Triad Guaranty's 3-Year ROIIC % or its related term are showing as below:

TGIC's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.16
* Ranked among companies with meaningful 3-Year ROIIC % only.

Triad Guaranty  (OTCPK:TGIC) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.

Triad Guaranty 3-Year ROIIC % Related Terms

Triad Guaranty 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Triad Guaranty's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Guaranty 3-Year ROIIC % Chart

Triad Guaranty Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Triad Guaranty Quarterly Data
Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TGIC vs FACO, PPHI, ICCH: 3-Year ROIIC % Comparison

For the Insurance - Specialty subindustry, Triad Guaranty's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Triad Guaranty 3-Year ROIIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Triad Guaranty's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Triad Guaranty's 3-Year ROIIC % falls into.


Triad Guaranty 3-Year ROIIC % Calculation

Triad Guaranty's 3-Year ROIIC % for the quarter that ended in Dec. 2011 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( -89.525 (Dec. 2011) - -628.1146536 (Dec. 2008) )/( 756.9644 (Dec. 2011) - 1075.1486 (Dec. 2008) )
=538.5896536/-318.1842
=-169.27%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 0.00 mean?
Triad Guaranty (TGIC) has a 3-Year ROIIC % of 0.00 as of Dec. 2011. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Triad Guaranty and its competitors.
Is Triad Guaranty's 3-Year ROIIC % too high?
Triad Guaranty's current 3-Year ROIIC % is 0.00.
How does Triad Guaranty's 3-Year ROIIC % compare to FACO and PPHI?
Triad Guaranty's 3-Year ROIIC % of 0.00 can be compared against companies in the Insurance industry. The industry median 3-Year ROIIC % is 5.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.16, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Triad Guaranty and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Guaranty's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Guaranty stock overvalued right now?
Triad Guaranty (TGIC) has a current 3-Year ROIIC % of 0.00. The current 3-Year ROIIC % is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Triad Guaranty (TGIC), the current 3-Year ROIIC % is 0.00 as of Dec. 2011. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Triad Guaranty Business Description

Address 101 South Stratford Road, Winston-Salem, NC, USA, 27104
Triad Guaranty Inc is a holding company which, through its wholly-owned subsidiary, Triad Guaranty Insurance Corporation ('TGIC'), is a nationwide mortgage insurer pursuing a run-off of its existing in-force book of business.