Taiwan AcceptanceTPE:9941 -0.25%63 EBITDA Margin % is 20.52% as of Dec. 2025, which is 15% below its 10-year median of 24.13. GuruFocus rates TPE:9941 with a GF Score™ of 63/100 and a GF Value™ of NT$220.95 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 414 Credit Services companies, Taiwan Acceptance ranks better than 50.97% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Taiwan Acceptance's EBITDA for the
three
months ended in Dec. 2025 was NT$1,095 Mil. Taiwan Acceptance's Revenue for the
three
months ended in Dec. 2025 was NT$5,336 Mil. Therefore, Taiwan Acceptance's EBITDA margin for the quarter that ended in Dec. 2025 was 20.52%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Taiwan Acceptance EBITDA Margin % Related Terms
Taiwan Acceptance EBITDA Margin % Historical Data
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The historical data trend for Taiwan Acceptance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:9941 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Taiwan Acceptance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taiwan Acceptance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Taiwan Acceptance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Taiwan Acceptance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taiwan Acceptance (TPE:9941) has a EBITDA Margin % of 20.52% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Taiwan Acceptance and its competitors. This is 15% below median its historical median of 24.13. Over the past decade, Taiwan Acceptance's EBITDA Margin % has ranged from 19.99 to 55.68. According to the industry distribution chart, Taiwan Acceptance ranks #203 out of 414 companies in the Credit Services industry, placing it in the top 49%.
Is Taiwan Acceptance's EBITDA Margin % too high?
Taiwan Acceptance's current EBITDA Margin % of 20.52% is 15% below median its 10-year median of 24.13. Over the past 10 years, this metric has ranged from a low of 19.99 to a high of 55.68. The Credit Services industry median EBITDA Margin % is 20.91. Taiwan Acceptance's value of 20.52% is 1.9% below this industry median. Based on the distribution chart, Taiwan Acceptance ranks #203 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, Taiwan Acceptance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Taiwan Acceptance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Taiwan Acceptance ranks #203 out of 414 companies for EBITDA Margin %. This puts Taiwan Acceptance in the upper half of its industry. The industry median EBITDA Margin % is 20.91. Taiwan Acceptance's value of 20.52% is 1.9% below this benchmark. Historically, Taiwan Acceptance's own EBITDA Margin % has ranged from 19.99 to 55.68 over the past decade. While the company's 10-year median is 24.13 vs. the industry median of 20.91, Taiwan Acceptance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Acceptance's current EBITDA Margin % of 20.52% is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Taiwan Acceptance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Acceptance's current EBITDA Margin % is 20.52%, which is 15% below median its own 10-year median of 24.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Acceptance stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Acceptance (TPE:9941) is currently considered Possible Value Trap. The stock's GF Value™ is NT$220.95, compared to a current price of NT$80.50 — trading 63.6% below its estimated fair value. The current EBITDA Margin % is 20.52%, which is 15% below median its 10-year median of 24.13 and 1.9% below the Credit Services industry median of 20.91. Taiwan Acceptance's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Taiwan Acceptance (TPE:9941), the current EBITDA Margin % is 20.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taiwan Acceptance (TPE:9941) Overvalued in 2026?
Based on GuruFocus' analysis, Taiwan Acceptance stock appears to be undervalued.
The current stock price of NT$80.50 is trading 63.6% below its estimated GF Value™ of NT$220.95.
GuruFocus considers Taiwan Acceptance to be Possible Value Trap.
Key valuation signals for TPE:9941:
EBITDA Margin %: 20.52% (15% below median its 10-year median of 24.13)
GF Value™: NT$220.95 vs. price of NT$80.50 (63.6% below fair value)
Industry Position: 1.9% below the Credit Services median (#203 of 414)
No single metric tells the full story. See the TPE:9941 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taiwan Acceptance Corp mainly focuses on accounts receivable purchasing, installment accounts sales, and the equipment leasing business, which is related to products such as various vehicles, equipment, consumer goods, and power generation business. The Group's reportable segments are: Leasing, which generates the maximum revenue, and Financing. Geographically, it derives maximum revenue from Taiwan, followed by China, and other overseas markets.
63GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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