Taiwan AcceptanceTPE:9941 -0.25%63 Net Margin % is 21.40% as of Dec. 2025, which is 3% below its 10-year median of 21.97. GuruFocus rates TPE:9941 with a GF Score™ of 63/100 and a GF Value™ of NT$220.95 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 534 Credit Services companies, Taiwan Acceptance ranks better than 63.11% on this metric.
The historical rank and industry rank for Taiwan Acceptance's Net Margin % or its related term are showing as below:
TPE:9941'
s Net Margin % Range Over the Past 10 Years
Min: 10.92 Med: 21.97 Max: 38.61
Current: 22.07
TPE:9941's Net Margin % is ranked better than 63.11% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs TPE:9941: 22.07
Taiwan Acceptance (TPE:9941) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Taiwan Acceptance Net Margin % Related Terms
Taiwan Acceptance Net Margin % Historical Data
* Premium members only.
The historical data trend for Taiwan Acceptance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Taiwan Acceptance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taiwan Acceptance Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Taiwan Acceptance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Taiwan Acceptance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taiwan Acceptance (TPE:9941) has a Net Margin % of 21.40% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Taiwan Acceptance and its competitors. This is near median its historical median of 21.97. Over the past decade, Taiwan Acceptance's Net Margin % has ranged from 10.92 to 38.61. According to the industry distribution chart, Taiwan Acceptance ranks #197 out of 534 companies in the Credit Services industry, placing it in the top 36.9%.
Is Taiwan Acceptance's Net Margin % too high?
Taiwan Acceptance's current Net Margin % of 21.40% is near median its 10-year median of 21.97. Over the past 10 years, this metric has ranged from a low of 10.92 to a high of 38.61. The Credit Services industry median Net Margin % is 14.52. Taiwan Acceptance's value of 21.40% is 47.4% above this industry median. Based on the distribution chart, Taiwan Acceptance ranks #197 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, Taiwan Acceptance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Taiwan Acceptance's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Taiwan Acceptance ranks #197 out of 534 companies for Net Margin %. This puts Taiwan Acceptance in the upper half of its industry. The industry median Net Margin % is 14.52. Taiwan Acceptance's value of 21.40% is 47.4% above this benchmark. Historically, Taiwan Acceptance's own Net Margin % has ranged from 10.92 to 38.61 over the past decade. While the company's 10-year median is 21.97 vs. the industry median of 14.52, Taiwan Acceptance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Acceptance's current Net Margin % of 21.40% is 47.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Taiwan Acceptance and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Acceptance's current Net Margin % is 21.40%, which is near median its own 10-year median of 21.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Acceptance stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Acceptance (TPE:9941) is currently considered Possible Value Trap. The stock's GF Value™ is NT$220.95, compared to a current price of NT$80.50 — trading 63.6% below its estimated fair value. The current Net Margin % is 21.40%, which is near median its 10-year median of 21.97 and 47.4% above the Credit Services industry median of 14.52. Taiwan Acceptance's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Taiwan Acceptance (TPE:9941), the current Net Margin % is 21.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taiwan Acceptance (TPE:9941) Overvalued in 2026?
Based on GuruFocus' analysis, Taiwan Acceptance stock appears to be undervalued.
The current stock price of NT$80.50 is trading 63.6% below its estimated GF Value™ of NT$220.95.
GuruFocus considers Taiwan Acceptance to be Possible Value Trap.
Key valuation signals for TPE:9941:
Net Margin %: 21.40% (near median its 10-year median of 21.97)
GF Value™: NT$220.95 vs. price of NT$80.50 (63.6% below fair value)
Industry Position: 47.4% above the Credit Services median (#197 of 534)
No single metric tells the full story. See the TPE:9941 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taiwan Acceptance Corp mainly focuses on accounts receivable purchasing, installment accounts sales, and the equipment leasing business, which is related to products such as various vehicles, equipment, consumer goods, and power generation business. The Group's reportable segments are: Leasing, which generates the maximum revenue, and Financing. Geographically, it derives maximum revenue from Taiwan, followed by China, and other overseas markets.
63GF Score
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