Grenke AGWBO:GLJ -1.64%61 EBITDA Margin % is 11.85% as of Mar. 2026, which is 45% below its 10-year median of 21.63. GuruFocus rates WBO:GLJ with a GF Score™ of 61/100 and a GF Value™ of €20.64 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 414 Credit Services companies, Grenke AG ranks worse than 59.9% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Grenke AG's EBITDA for the
three
months ended in Mar. 2026 was €28 Mil. Grenke AG's Revenue for the
three
months ended in Mar. 2026 was €237 Mil. Therefore, Grenke AG's EBITDA margin for the quarter that ended in Mar. 2026 was 11.85%.
Grenke AG (WBO:GLJ) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Grenke AG EBITDA Margin % Related Terms
Grenke AG EBITDA Margin % Historical Data
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The historical data trend for Grenke AG's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grenke AG's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Grenke AG's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (WBO:GLJ) has a EBITDA Margin % of 11.85% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Grenke AG and its competitors. This is 45% below median its historical median of 21.63. Over the past decade, Grenke AG's EBITDA Margin % has ranged from 6.31 to 31.75. According to the industry distribution chart, Grenke AG ranks #248 out of 414 companies in the Credit Services industry, placing it in the top 59.9%.
Is Grenke AG's EBITDA Margin % too high?
Grenke AG's current EBITDA Margin % of 11.85% is 45% below median its 10-year median of 21.63. Over the past 10 years, this metric has ranged from a low of 6.31 to a high of 31.75. The Credit Services industry median EBITDA Margin % is 20.91. Grenke AG's value of 11.85% is 43.3% below this industry median. Based on the distribution chart, Grenke AG ranks #248 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, Grenke AG has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #248 out of 414 companies for EBITDA Margin %. This places Grenke AG in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Grenke AG's value of 11.85% is 43.3% below this benchmark. Historically, Grenke AG's own EBITDA Margin % has ranged from 6.31 to 31.75 over the past decade. While the company's 10-year median is 21.63 vs. the industry median of 20.91, Grenke AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current EBITDA Margin % of 11.85% is 43.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current EBITDA Margin % is 11.85%, which is 45% below median its own 10-year median of 21.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Based on GuruFocus' analysis, Grenke AG (WBO:GLJ) is currently considered Possible Value Trap. The stock's GF Value™ is €20.64, compared to a current price of €11.96 — trading 42.1% below its estimated fair value. The current EBITDA Margin % is 11.85%, which is 45% below median its 10-year median of 21.63 and 43.3% below the Credit Services industry median of 20.91. Grenke AG's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Grenke AG (WBO:GLJ), the current EBITDA Margin % is 11.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (WBO:GLJ) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €11.96 is trading 42.1% below its estimated GF Value™ of €20.64.
GuruFocus considers Grenke AG to be Possible Value Trap.
Key valuation signals for WBO:GLJ:
EBITDA Margin %: 11.85% (45% below median its 10-year median of 21.63)
GF Value™: €20.64 vs. price of €11.96 (42.1% below fair value)
Industry Position: 43.3% below the Credit Services median (#248 of 414)
No single metric tells the full story. See the WBO:GLJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
61GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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