Grenke AGWBO:GLJ -1.64%61 FCF Margin % is 77.41% as of Mar. 2026, which is 11809% above its 10-year median of 0.65. GuruFocus rates WBO:GLJ with a GF Score™ of 61/100 and a GF Value™ of €20.64 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 531 Credit Services companies, Grenke AG ranks worse than 56.87% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Grenke AG's Free Cash Flow for the
three
months ended in Mar. 2026 was €183 Mil. Grenke AG's Revenue for the
three
months ended in Mar. 2026 was €237 Mil. Therefore, Grenke AG's FCF Margin % for the quarter that ended in Mar. 2026 was 77.41%.
The historical rank and industry rank for Grenke AG's FCF Margin % or its related term are showing as below:
WBO:GLJ'
s FCF Margin % Range Over the Past 10 Years
Min: -57.82 Med: 0.65 Max: 83.42
Current: -3.88
During the past 13 years, the highest FCF Margin % of Grenke AG was 83.42%. The lowest was -57.82%. And the median was 0.65%.
WBO:GLJ's FCF Margin % is ranked worse than 56.87% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs WBO:GLJ: -3.88
Grenke AG FCF Margin % Related Terms
Grenke AG FCF Margin % Historical Data
* Premium members only.
The historical data trend for Grenke AG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grenke AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Grenke AG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (WBO:GLJ) has a FCF Margin % of 77.41% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Grenke AG and its competitors. This is 11809% above median its historical median of 0.65. According to the industry distribution chart, Grenke AG ranks #302 out of 531 companies in the Credit Services industry, placing it in the top 56.9%.
Is Grenke AG's FCF Margin % too high?
Grenke AG's current FCF Margin % of 77.41% is 11809% above median its 10-year median of 0.65. The Credit Services industry median FCF Margin % is 0.24. Grenke AG's value of 77.41% is 32154.2% above this industry median. Based on the distribution chart, Grenke AG ranks #302 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, Grenke AG has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #302 out of 531 companies for FCF Margin %. This places Grenke AG in the lower half of its industry. The industry median FCF Margin % is 0.24. Grenke AG's value of 77.41% is 32154.2% above this benchmark. While the company's 10-year median is 0.65 vs. the industry median of 0.24, Grenke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current FCF Margin % of 77.41% is 32154.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current FCF Margin % is 77.41%, which is 11809% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Based on GuruFocus' analysis, Grenke AG (WBO:GLJ) is currently considered Possible Value Trap. The stock's GF Value™ is €20.64, compared to a current price of €11.96 — trading 42.1% below its estimated fair value. The current FCF Margin % is 77.41%, which is 11809% above median its 10-year median of 0.65 and 32154.2% above the Credit Services industry median of 0.24. Grenke AG's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Grenke AG (WBO:GLJ), the current FCF Margin % is 77.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (WBO:GLJ) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €11.96 is trading 42.1% below its estimated GF Value™ of €20.64.
GuruFocus considers Grenke AG to be Possible Value Trap.
Key valuation signals for WBO:GLJ:
FCF Margin %: 77.41% (11809% above median its 10-year median of 0.65)
GF Value™: €20.64 vs. price of €11.96 (42.1% below fair value)
Industry Position: 32154.2% above the Credit Services median (#302 of 531)
No single metric tells the full story. See the WBO:GLJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
61GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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