Ayalon Insurance CoXTAE:AYAL 47 EBITDA Margin % is 16.17% as of Mar. 2026, which is 168% above its 10-year median of 6.04. GuruFocus rates XTAE:AYAL with a GF Score™ of 47/100 and a GF Value™ of ₪44.28 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 373 Insurance companies, Ayalon Insurance Co ranks better than 57.91% on this metric.
Ayalon Insurance Co (XTAE:AYAL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Ayalon Insurance Co EBITDA Margin % Related Terms
Ayalon Insurance Co EBITDA Margin % Historical Data
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The historical data trend for Ayalon Insurance Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:AYAL vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Ayalon Insurance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayalon Insurance Co EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ayalon Insurance Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Ayalon Insurance Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ayalon Insurance Co (XTAE:AYAL) has a EBITDA Margin % of 16.17% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Ayalon Insurance Co and its competitors. This is 168% above median its historical median of 6.04. Over the past decade, Ayalon Insurance Co's EBITDA Margin % has ranged from 0.05 to 17.25. According to the industry distribution chart, Ayalon Insurance Co ranks #157 out of 373 companies in the Insurance industry, placing it in the top 42.1%.
Is Ayalon Insurance Co's EBITDA Margin % too high?
Ayalon Insurance Co's current EBITDA Margin % of 16.17% is 168% above median its 10-year median of 6.04. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 17.25. The Insurance industry median EBITDA Margin % is 14.81. Ayalon Insurance Co's value of 16.17% is 9.2% above this industry median. Based on the distribution chart, Ayalon Insurance Co ranks #157 out of 373 companies in the Insurance industry, which is above the industry midpoint. Overall, Ayalon Insurance Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ayalon Insurance Co's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ayalon Insurance Co ranks #157 out of 373 companies for EBITDA Margin %. This puts Ayalon Insurance Co in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Ayalon Insurance Co's value of 16.17% is 9.2% above this benchmark. Historically, Ayalon Insurance Co's own EBITDA Margin % has ranged from 0.05 to 17.25 over the past decade. While the company's 10-year median is 6.04 vs. the industry median of 14.81, Ayalon Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayalon Insurance Co's current EBITDA Margin % of 16.17% is 9.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Ayalon Insurance Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayalon Insurance Co's current EBITDA Margin % is 16.17%, which is 168% above median its own 10-year median of 6.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayalon Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Ayalon Insurance Co (XTAE:AYAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪44.28, compared to a current price of ₪129.50 — trading 192.5% above its estimated fair value. The current EBITDA Margin % is 16.17%, which is 168% above median its 10-year median of 6.04 and 9.2% above the Insurance industry median of 14.81. Ayalon Insurance Co's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Ayalon Insurance Co (XTAE:AYAL), the current EBITDA Margin % is 16.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayalon Insurance Co (XTAE:AYAL) Overvalued in 2026?
Based on GuruFocus' analysis, Ayalon Insurance Co stock appears to be overvalued.
The current stock price of ₪129.50 is trading 192.5% above its estimated GF Value™ of ₪44.28.
GuruFocus considers Ayalon Insurance Co to be Significantly Overvalued.
Key valuation signals for XTAE:AYAL:
EBITDA Margin %: 16.17% (168% above median its 10-year median of 6.04)
GF Value™: ₪44.28 vs. price of ₪129.50 (192.5% above fair value)
Industry Position: 9.2% above the Insurance median (#157 of 373)
No single metric tells the full story. See the XTAE:AYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayalon Insurance Co is a holding company and act as a management and consulting services provider. It provides life and general insurance products and services. The company offers insurance policies including car insurance, car possession insurance, property cover, life insurance that covers sickness, disability and death. It also provides mortgage insurance.
47GF Score
Get the complete analysis for XTAE:AYAL
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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