The historical rank and industry rank for Ayalon Insurance Co's FCF Margin % or its related term are showing as below:
XTAE:AYAL'
s FCF Margin % Range Over the Past 10 Years
Min: -12.37 Med: -3.87 Max: 10.91
Current: -0.11
During the past 13 years, the highest FCF Margin % of Ayalon Insurance Co was 10.91%. The lowest was -12.37%. And the median was -3.87%.
XTAE:AYAL's FCF Margin % is ranked worse than 77.03% of 505
companies
in the Insurance industry
Industry Median: 9.6
vs XTAE:AYAL: -0.11
Ayalon Insurance Co FCF Margin % Related Terms
Ayalon Insurance Co FCF Margin % Historical Data
* Premium members only.
The historical data trend for Ayalon Insurance Co's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:AYAL vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Ayalon Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayalon Insurance Co FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ayalon Insurance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ayalon Insurance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ayalon Insurance Co (XTAE:AYAL) has a FCF Margin % of -3.31% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ayalon Insurance Co and its competitors. According to the industry distribution chart, Ayalon Insurance Co ranks #389 out of 505 companies in the Insurance industry, placing it in the top 77%.
Is Ayalon Insurance Co's FCF Margin % too high?
Ayalon Insurance Co's current FCF Margin % is -3.31%. Based on the distribution chart, Ayalon Insurance Co ranks #389 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ayalon Insurance Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ayalon Insurance Co's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ayalon Insurance Co ranks #389 out of 505 companies for FCF Margin %. This places Ayalon Insurance Co in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ayalon Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayalon Insurance Co's current FCF Margin % is -3.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayalon Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Ayalon Insurance Co (XTAE:AYAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪44.28, compared to a current price of ₪129.20 — trading 191.8% above its estimated fair value. The current FCF Margin % is -3.31%. Ayalon Insurance Co's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ayalon Insurance Co (XTAE:AYAL), the current FCF Margin % is -3.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayalon Insurance Co (XTAE:AYAL) Overvalued in 2026?
Based on GuruFocus' analysis, Ayalon Insurance Co stock appears to be overvalued.
The current stock price of ₪129.20 is trading 191.8% above its estimated GF Value™ of ₪44.28.
GuruFocus considers Ayalon Insurance Co to be Significantly Overvalued.
Key valuation signals for XTAE:AYAL:
FCF Margin %: -3.31%
GF Value™: ₪44.28 vs. price of ₪129.20 (191.8% above fair value)
No single metric tells the full story. See the XTAE:AYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayalon Insurance Co is a holding company and act as a management and consulting services provider. It provides life and general insurance products and services. The company offers insurance policies including car insurance, car possession insurance, property cover, life insurance that covers sickness, disability and death. It also provides mortgage insurance.
47GF Score
Get the complete analysis for XTAE:AYAL
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTAE:AYAL has been successfully added to your 
