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Ayalon Insurance CoXTAE:AYAL -1.28%52 Dividend Payout Ratio is 0.23 as of Jun. 2026, which is 26% below its 10-year median of 0.31. GuruFocus rates XTAE:AYAL with a GF Score™ of 52/100 and a GF Value™ of ₪64.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 331 Insurance companies, Ayalon Insurance Co ranks better than 50.45% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ayalon Insurance Co's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.23.
The historical rank and industry rank for Ayalon Insurance Co's Dividend Payout Ratio or its related term are showing as below:
XTAE:AYAL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.31 Max: 0.38
Current: 0.38
During the past 13 years, the highest Dividend Payout Ratio of Ayalon Insurance Co was 0.38. The lowest was 0.25. And the median was 0.31.
XTAE:AYAL's Dividend Payout Ratio is ranked better than 50.45% of 331
companies
in the Insurance industry
Industry Median: 0.38
vs XTAE:AYAL: 0.38
Ayalon Insurance Co (XTAE:AYAL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Ayalon Insurance Co Dividend Payout Ratio Related Terms
Ayalon Insurance Co Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Ayalon Insurance Co's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:AYAL vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Ayalon Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayalon Insurance Co Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Ayalon Insurance Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Ayalon Insurance Co's Dividend Payout Ratio falls into.
Ayalon Insurance Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Ayalon Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ayalon Insurance Co (XTAE:AYAL) has a Dividend Payout Ratio of 0.23 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ayalon Insurance Co and its competitors. This is 26% below median its historical median of 0.31. Over the past decade, Ayalon Insurance Co's Dividend Payout Ratio has ranged from 0.25 to 0.38. According to the industry distribution chart, Ayalon Insurance Co ranks #164 out of 331 companies in the Insurance industry, placing it in the top 49.5%.
Is Ayalon Insurance Co's Dividend Payout Ratio too high?
Ayalon Insurance Co's current Dividend Payout Ratio of 0.23 is 26% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.38. The Insurance industry median Dividend Payout Ratio is 0.38. Ayalon Insurance Co's value of 0.23 is 39.5% below this industry median. Based on the distribution chart, Ayalon Insurance Co ranks #164 out of 331 companies in the Insurance industry, which is above the industry midpoint. Overall, Ayalon Insurance Co has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ayalon Insurance Co's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ayalon Insurance Co ranks #164 out of 331 companies for Dividend Payout Ratio. This puts Ayalon Insurance Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Ayalon Insurance Co's value of 0.23 is 39.5% below this benchmark. Historically, Ayalon Insurance Co's own Dividend Payout Ratio has ranged from 0.25 to 0.38 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.38, Ayalon Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 331 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayalon Insurance Co's current Dividend Payout Ratio of 0.23 is 39.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ayalon Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayalon Insurance Co's current Dividend Payout Ratio is 0.23, which is 26% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayalon Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Ayalon Insurance Co (XTAE:AYAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪64.70, compared to a current price of ₪169.60 — trading 162.1% above its estimated fair value. The current Dividend Payout Ratio is 0.23, which is 26% below median its 10-year median of 0.31 and 39.5% below the Insurance industry median of 0.38. Ayalon Insurance Co's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ayalon Insurance Co (XTAE:AYAL), the current Dividend Payout Ratio is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayalon Insurance Co (XTAE:AYAL) Overvalued in 2026?
Based on GuruFocus' analysis, Ayalon Insurance Co stock appears to be overvalued.
The current stock price of ₪169.60 is trading 162.1% above its estimated GF Value™ of ₪64.70.
GuruFocus considers Ayalon Insurance Co to be Significantly Overvalued.
Key valuation signals for XTAE:AYAL:
Dividend Payout Ratio: 0.23 (26% below median its 10-year median of 0.31)
GF Value™: ₪64.70 vs. price of ₪169.60 (162.1% above fair value)
Industry Position: 39.5% below the Insurance median (#164 of 331)
No single metric tells the full story. See the XTAE:AYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayalon Insurance Co is a holding company and act as a management and consulting services provider. It provides life and general insurance products and services. The company offers insurance policies including car insurance, car possession insurance, property cover, life insurance that covers sickness, disability and death. It also provides mortgage insurance.
52GF Score
Get the complete analysis for XTAE:AYAL
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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