Ayalon Insurance Co (XTAE:AYAL) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

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XTAE:AYAL Ayalon Insurance Co XTAE:AYAL
52 GF Score
Price ₪143.60
GF Value ₪44.80
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Ayalon Insurance Co LT-Debt-to-Total-Asset?

Ayalon Insurance Co XTAE:AYAL +1.77% 52 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates XTAE:AYAL with a GF Score™ of 52/100 and a GF Value™ of ₪44.80 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ayalon Insurance Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

Ayalon Insurance Co's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00).

Ayalon Insurance Co  (XTAE:AYAL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Ayalon Insurance Co LT-Debt-to-Total-Asset Related Terms

Ayalon Insurance Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Ayalon Insurance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ayalon Insurance Co LT-Debt-to-Total-Asset Chart

Ayalon Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.05 0.00 0.04 0.03

Ayalon Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.04 0.04 0.03 0.00
XTAE:AYAL
52GF Score
Ayalon Insurance Co XTAE:AYAL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ayalon Insurance Co LT-Debt-to-Total-Asset Calculation

Ayalon Insurance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=690.267/20070.364
=0.03

Ayalon Insurance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=0/21514.214
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Ayalon Insurance Co (XTAE:AYAL) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ayalon Insurance Co and its competitors.
Is Ayalon Insurance Co's LT-Debt-to-Total-Asset too high?
Ayalon Insurance Co's current LT-Debt-to-Total-Asset is 0.00. Overall, Ayalon Insurance Co has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ayalon Insurance Co's LT-Debt-to-Total-Asset compare to BRK.A and AIG?
Ayalon Insurance Co's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ayalon Insurance Co and its competitors. Ayalon Insurance Co's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayalon Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Ayalon Insurance Co (XTAE:AYAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪44.80, compared to a current price of ₪143.60 — trading 220.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Ayalon Insurance Co's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ayalon Insurance Co (XTAE:AYAL), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ayalon Insurance Co (XTAE:AYAL) Overvalued in 2026?

Based on GuruFocus' analysis, Ayalon Insurance Co stock appears to be overvalued. The current stock price of ₪143.60 is trading 220.5% above its estimated GF Value™ of ₪44.80. GuruFocus considers Ayalon Insurance Co to be Significantly Overvalued.

Key valuation signals for XTAE:AYAL:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: ₪44.80 vs. price of ₪143.60 (220.5% above fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the XTAE:AYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ayalon Insurance Co Business Description

Address 12 Abba Hillel Silver Street, Ramat Gan, ISR, 52008
Ayalon Insurance Co is a holding company and act as a management and consulting services provider. It provides life and general insurance products and services. The company offers insurance policies including car insurance, car possession insurance, property cover, life insurance that covers sickness, disability and death. It also provides mortgage insurance.
52GF Score

Get the complete analysis for XTAE:AYAL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪143.60
Price
₪44.80
GF Value