Camplify Holdings (ASX:CHL) Effective Interest Rate on Debt %: 11.65% (As of Dec. 2025)

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ASX:CHL Camplify Holdings Ltd ASX:CHL
45 GF Score
Price A$0.19
GF Value A$1.04
Valuation Possible Value Trap
! 3 Warning Signs
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What is Camplify Holdings Effective Interest Rate on Debt %?

Camplify Holdings ASX:CHL +12.12% 45 Effective Interest Rate on Debt % is 11.65% as of Dec. 2025. GuruFocus rates ASX:CHL with a GF Score™ of 45/100 and a GF Value™ of A$1.04 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Camplify Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.04 Mil. Camplify Holdings's average total debt for the quarter that ended in Dec. 2025 was A$0.31 Mil. Therefore, Camplify Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.65%.


Camplify Holdings  (ASX:CHL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Camplify Holdings Effective Interest Rate on Debt % Related Terms


Camplify Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Camplify Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camplify Holdings Effective Interest Rate on Debt % Chart

Camplify Holdings Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
154.46 171.53 0.86 0.80 8.60

Camplify Holdings Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 331.76 -539.80 151.59 0.00 11.65

ASX:CHL vs GOOGL, META, SPOT: Effective Interest Rate on Debt % Comparison

For the Internet Content & Information subindustry, Camplify Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camplify Holdings Effective Interest Rate on Debt % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Camplify Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Camplify Holdings's Effective Interest Rate on Debt % falls into.


ASX:CHL
45GF Score
Camplify Holdings Ltd ASX:CHL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camplify Holdings Effective Interest Rate on Debt % Calculation

Camplify Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.023/( (0.246+0.289)/ 2 )
=-1  *  -0.023/0.2675
=8.60 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.044 + 0.202
=0.246

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.21 + 0.079
=0.289

Camplify Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.036/( (0.289+0.329)/ 2 )
=-1  *  -0.036/0.309
=11.65 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.21 + 0.079
=0.289

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.223 + 0.106
=0.329

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.65% mean?
Camplify Holdings (ASX:CHL) has a Effective Interest Rate on Debt % of 11.65% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Camplify Holdings and its competitors.
Is Camplify Holdings' Effective Interest Rate on Debt % too high?
Camplify Holdings' current Effective Interest Rate on Debt % is 11.65%. Overall, Camplify Holdings has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Camplify Holdings' Effective Interest Rate on Debt % compare to GOOGL and META?
Camplify Holdings' Effective Interest Rate on Debt % of 11.65% can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Interactive Media company?
A good Effective Interest Rate on Debt % depends on the Interactive Media industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Camplify Holdings and its competitors. Camplify Holdings's current Effective Interest Rate on Debt % is 11.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camplify Holdings stock overvalued right now?
Based on GuruFocus' analysis, Camplify Holdings (ASX:CHL) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.04, compared to a current price of A$0.19 — trading 82.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.65%. Camplify Holdings' overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Camplify Holdings (ASX:CHL), the current Effective Interest Rate on Debt % is 11.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camplify Holdings (ASX:CHL) Overvalued in 2026?

Based on GuruFocus' analysis, Camplify Holdings stock appears to be undervalued. The current stock price of A$0.19 is trading 82.2% below its estimated GF Value™ of A$1.04. GuruFocus considers Camplify Holdings to be Possible Value Trap.

Key valuation signals for ASX:CHL:

  • Effective Interest Rate on Debt %: 11.65%
  • GF Value™: A$1.04 vs. price of A$0.19 (82.2% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the ASX:CHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camplify Holdings Business Description

Address 42 Union Street, Wickham, New Castle, NSW, AUS, 2293
Camplify Holdings Ltd operates peer-to-peer digital marketplace platforms that connect recreational vehicle (RV) owners with people looking to hire RVs. Its main platforms include Camplify, PaulCamper, MyWay, and Rent a Tent. Camplify and PaulCamper offer a range of caravans, motorhomes, camper trailers, and campervans for hire across several countries, including Australia, New Zealand, the United Kingdom, Spain, Germany, Austria, and the Netherlands. MyWay provides insurance products tailored to RV owners and renters. Rent a Tent provides accommodation services to festivals and events. The company has three operating segments: Hire, Membership, and Other. The company generates revenue mainly through hire revenue, membership fees, platform fees charged, and insurance services.
45GF Score

Get the complete analysis for ASX:CHL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.19
Price
A$1.04
GF Value