360 Capital Mortgage REIT (ASX:TCF) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

What is 360 Capital Mortgage REIT Effective Interest Rate on Debt %?

360 Capital Mortgage REIT ASX:TCF 70 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates ASX:TCF with a GF Score™ of 70/100 and a GF Value™ of A$7.77 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 360 Capital Mortgage REIT's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.00 Mil. 360 Capital Mortgage REIT's average total debt for the quarter that ended in Dec. 2025 was A$0.00 Mil. Therefore, 360 Capital Mortgage REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was N/A%.

360 Capital Mortgage REIT (ASX:TCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

360 Capital Mortgage REIT Effective Interest Rate on Debt % Related Terms

360 Capital Mortgage REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for 360 Capital Mortgage REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

360 Capital Mortgage REIT Effective Interest Rate on Debt % Chart

360 Capital Mortgage REIT Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

Effective Interest Rate on Debt %

Get a 7-Day Free Trial

0.00

360 Capital Mortgage REIT Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

ASX:TCF vs NLY, AGNC, STWD: Effective Interest Rate on Debt % Comparison

For the REIT - Mortgage subindustry, 360 Capital Mortgage REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

360 Capital Mortgage REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, 360 Capital Mortgage REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 360 Capital Mortgage REIT's Effective Interest Rate on Debt % falls into.

Save Embed

70GF Score

360 Capital Mortgage REIT ASX:TCF

Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

360 Capital Mortgage REIT Effective Interest Rate on Debt % Calculation

360 Capital Mortgage REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Jun. 2024 )	+	Total Debt (A: Jun. 2025 ))	/ count )
=	-1 * 0	/	( (0	+	0)	/ 1 )
=	-1 * 0	/	0
=	N/A %

where

	Total Debt (A: Jun. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

	Total Debt (A: Jun. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

360 Capital Mortgage REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Jun. 2025 )	+	Total Debt (Q: Dec. 2025 ))	/ count )
=	-1 * 0	/	( (0	+	0)	/ 1 )
=	-1 * 0	/	0
=	N/A %

where

	Total Debt (Q: Jun. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

	Total Debt (Q: Dec. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about Effective Interest Rate on Debt % →

What does a Effective Interest Rate on Debt % of 0.00% mean?

360 Capital Mortgage REIT (ASX:TCF) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 360 Capital Mortgage REIT and its competitors.

Is 360 Capital Mortgage REIT's Effective Interest Rate on Debt % too high?

360 Capital Mortgage REIT's current Effective Interest Rate on Debt % is 0.00%. Overall, 360 Capital Mortgage REIT has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does 360 Capital Mortgage REIT's Effective Interest Rate on Debt % compare to NLY and AGNC?

360 Capital Mortgage REIT's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Effective Interest Rate on Debt % for a REITs company?

A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Effective Interest Rate on Debt % mean?

A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 360 Capital Mortgage REIT and its competitors. 360 Capital Mortgage REIT's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is 360 Capital Mortgage REIT stock overvalued right now?

Based on GuruFocus' analysis, 360 Capital Mortgage REIT (ASX:TCF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$7.77, compared to a current price of A$5.75 — trading 26% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. 360 Capital Mortgage REIT's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Effective Interest Rate on Debt % calculated?

Effective Interest Rate on Debt % is calculated from a company's financial statements. For 360 Capital Mortgage REIT (ASX:TCF), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 360 Capital Mortgage REIT (ASX:TCF) Overvalued in 2026?

Based on GuruFocus' analysis, 360 Capital Mortgage REIT stock appears to be undervalued. The current stock price of A$5.75 is trading 26% below its estimated GF Value™ of A$7.77. GuruFocus considers 360 Capital Mortgage REIT to be Modestly Undervalued.

Key valuation signals for ASX:TCF:

Effective Interest Rate on Debt %: 0.00%
GF Value™: A$7.77 vs. price of A$5.75 (26% below fair value)
GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the ASX:TCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

360 Capital Mortgage REIT Business Description

Industry Real Estate REITs

Comparable Companies ASX:TOT ASX:URF ASX:APW NLY AGNC STWD RITM BXMT DX ARR EFC BSP:KNCR11 ARI ORC LADR TWO CIM ABR MFA PMT

Address 1 Macquarie Place, Suite 3701, Level 37, Sydney, NSW, AUS, 2000

Website https://www.360capital.com.au

360 Capital Mortgage REIT is an Australia-based REIT company. The company is a mortgage real estate investment trust focuses on a diversified portfolio of credit opportunities backed by Australian real estate assets. Its investment strategy targets the corporate real estate loan market, utilizing various loan structures such as senior secured loans, subordinated loans, and junior loans.

70GF Score

Get the complete analysis for ASX:TCF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.75

Price

A$7.77

GF Value

View ASX:TCF Analysis

See Effective Interest Rate on Debt % data for all stocks →