360 Capital Mortgage REIT (ASX:TCF) Dividend Payout Ratio: 0.98 (As of Dec. 2025) — Near Median

What is 360 Capital Mortgage REIT Dividend Payout Ratio?

360 Capital Mortgage REIT ASX:TCF +0.52% 70 Dividend Payout Ratio is 0.98 as of Dec. 2025, which is 2% below its 10-year median of 1.00. GuruFocus rates ASX:TCF with a GF Score™ of 70/100 and a GF Value™ of A$7.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 718 REITs companies, 360 Capital Mortgage REIT ranks better than 51.81% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. 360 Capital Mortgage REIT's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.98.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of 360 Capital Mortgage REIT is 0.98, which seems too high.

The historical rank and industry rank for 360 Capital Mortgage REIT's Dividend Payout Ratio or its related term are showing as below:

ASX:TCF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.57 Med: 1 Max: 1.32
Current: 0.98

During the past 13 years, the highest Dividend Payout Ratio of 360 Capital Mortgage REIT was 1.32. The lowest was 0.57. And the median was 1.00.

ASX:TCF's Dividend Payout Ratio is ranked better than
51.81% of 718 companies
in the REITs industry
Industry Median: 0.99 vs ASX:TCF: 0.98

As of today (2026-06-26), the Dividend Yield % of 360 Capital Mortgage REIT is 10.85%.

During the past 13 years, the highest Trailing Annual Dividend Yield of 360 Capital Mortgage REIT was 11.03%. The lowest was 1.52%. And the median was 6.50%.

360 Capital Mortgage REIT's Dividends per Share for the months ended in Dec. 2025 was A$0.31.

During the past 12 months, 360 Capital Mortgage REIT's average Dividends Per Share Growth Rate was 17.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 20.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 29.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of 360 Capital Mortgage REIT was 71.00% per year. The lowest was -30.10% per year. And the median was -4.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

360 Capital Mortgage REIT (ASX:TCF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

360 Capital Mortgage REIT Dividend Payout Ratio Related Terms

360 Capital Mortgage REIT Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for 360 Capital Mortgage REIT's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

360 Capital Mortgage REIT Dividend Payout Ratio Chart

360 Capital Mortgage REIT Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.57

0.99

1.00

0.96

360 Capital Mortgage REIT Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.86	1.17	0.95	0.98	0.98

ASX:TCF vs NLY, AGNC, STWD: Dividend Payout Ratio Comparison

For the REIT - Mortgage subindustry, 360 Capital Mortgage REIT's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

360 Capital Mortgage REIT Dividend Payout Ratio vs REITs Industry

For the REITs industry and Real Estate sector, 360 Capital Mortgage REIT's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where 360 Capital Mortgage REIT's Dividend Payout Ratio falls into.

Save Embed

70GF Score

360 Capital Mortgage REIT ASX:TCF

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

360 Capital Mortgage REIT Dividend Payout Ratio Calculation

360 Capital Mortgage REIT's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Jun. 2025 )	/	EPS without NRI (A: Jun. 2025 )
	=	0.623	/	0.648
	=	0.96

360 Capital Mortgage REIT's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	0.313	/	0.32
	=	0.98

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.98 mean?

360 Capital Mortgage REIT (ASX:TCF) has a Dividend Payout Ratio of 0.98 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on 360 Capital Mortgage REIT and its competitors. This is near median its historical median of 1.00. Over the past decade, 360 Capital Mortgage REIT's Dividend Payout Ratio has ranged from 0.57 to 1.32. According to the industry distribution chart, 360 Capital Mortgage REIT ranks #346 out of 718 companies in the REITs industry, placing it in the top 48.2%.

Is 360 Capital Mortgage REIT's Dividend Payout Ratio too high?

360 Capital Mortgage REIT's current Dividend Payout Ratio of 0.98 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.32. The REITs industry median Dividend Payout Ratio is 0.99. 360 Capital Mortgage REIT's value of 0.98 is 1% below this industry median. Based on the distribution chart, 360 Capital Mortgage REIT ranks #346 out of 718 companies in the REITs industry, which is above the industry midpoint. Overall, 360 Capital Mortgage REIT has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does 360 Capital Mortgage REIT's Dividend Payout Ratio compare to NLY and AGNC?

According to the REITs industry distribution chart, 360 Capital Mortgage REIT ranks #346 out of 718 companies for Dividend Payout Ratio. This puts 360 Capital Mortgage REIT in the upper half of its industry. The industry median Dividend Payout Ratio is 0.99. 360 Capital Mortgage REIT's value of 0.98 is 1% below this benchmark. Historically, 360 Capital Mortgage REIT's own Dividend Payout Ratio has ranged from 0.57 to 1.32 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 0.99, 360 Capital Mortgage REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a REITs company?

The median Dividend Payout Ratio among REITs companies is 0.99, based on 718 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 360 Capital Mortgage REIT's current Dividend Payout Ratio of 0.98 is 1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on 360 Capital Mortgage REIT and its competitors. For the REITs industry, the median Dividend Payout Ratio is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 360 Capital Mortgage REIT's current Dividend Payout Ratio is 0.98, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is 360 Capital Mortgage REIT stock overvalued right now?

Based on GuruFocus' analysis, 360 Capital Mortgage REIT (ASX:TCF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$7.73, compared to a current price of A$5.77 — trading 25.4% below its estimated fair value. The current Dividend Payout Ratio is 0.98, which is near median its 10-year median of 1.00 and 1% below the REITs industry median of 0.99. 360 Capital Mortgage REIT's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For 360 Capital Mortgage REIT (ASX:TCF), the current Dividend Payout Ratio is 0.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 360 Capital Mortgage REIT (ASX:TCF) Overvalued in 2026?

Based on GuruFocus' analysis, 360 Capital Mortgage REIT stock appears to be undervalued. The current stock price of A$5.77 is trading 25.4% below its estimated GF Value™ of A$7.73. GuruFocus considers 360 Capital Mortgage REIT to be Modestly Undervalued.

Key valuation signals for ASX:TCF:

Dividend Payout Ratio: 0.98 (near median its 10-year median of 1.00)
GF Value™: A$7.73 vs. price of A$5.77 (25.4% below fair value)
GF Score™: 70/100 with 5 warning signs
Industry Position: 1% below the REITs median (#346 of 718)

No single metric tells the full story. See the ASX:TCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

360 Capital Mortgage REIT Business Description

Industry Real Estate REITs

Comparable Companies ASX:AOF ASX:TOT ASX:URF ASX:APW NLY AGNC STWD RITM BXMT DX ARR EFC BSP:KNCR11 ARI ORC LADR TWO CIM ABR MFA

Address 1 Macquarie Place, Suite 3701, Level 37, Sydney, NSW, AUS, 2000

Website https://www.360capital.com.au

360 Capital Mortgage REIT is an Australia-based REIT company. The company is a mortgage real estate investment trust focuses on a diversified portfolio of credit opportunities backed by Australian real estate assets. Its investment strategy targets the corporate real estate loan market, utilizing various loan structures such as senior secured loans, subordinated loans, and junior loans.

70GF Score

Get the complete analysis for ASX:TCF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.77

Price

A$7.73

GF Value

View ASX:TCF Analysis

See Dividend Payout Ratio data for all stocks →