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The historical rank and industry rank for 360 Capital Mortgage REIT's ROE % or its related term are showing as below:
ASX:TCF'
s ROE % Range Over the Past 10 Years
Min: 1.88 Med: 6.27 Max: 10.91
Current: 10.91
During the past 13 years, 360 Capital Mortgage REIT's highest ROE % was 10.91%. The lowest was 1.88%. And the median was 6.27%.
ASX:TCF's ROE % is ranked better than 77.1% of 930
companies
in the REITs industry
Industry Median: 6.13
vs ASX:TCF: 10.91
360 Capital Mortgage REIT (ASX:TCF) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, 360 Capital Mortgage REIT's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
360 Capital Mortgage REIT ROE % vs REITs Industry
For the REITs industry and Real Estate sector, 360 Capital Mortgage REIT's ROE % distribution charts can be found below:
* The bar in red indicates where 360 Capital Mortgage REIT's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
360 Capital Mortgage REIT (ASX:TCF) has a ROE % of 11.50% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on 360 Capital Mortgage REIT and its competitors. This is 83% above median its historical median of 6.27. Over the past decade, 360 Capital Mortgage REIT's ROE % has ranged from 1.88 to 10.91. According to the industry distribution chart, 360 Capital Mortgage REIT ranks #213 out of 930 companies in the REITs industry, placing it in the top 22.9%.
Is 360 Capital Mortgage REIT's ROE % too high?
360 Capital Mortgage REIT's current ROE % of 11.50% is 83% above median its 10-year median of 6.27. Over the past 10 years, this metric has ranged from a low of 1.88 to a high of 10.91. The REITs industry median ROE % is 6.13. 360 Capital Mortgage REIT's value of 11.50% is 87.6% above this industry median. Based on the distribution chart, 360 Capital Mortgage REIT ranks #213 out of 930 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, 360 Capital Mortgage REIT has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 360 Capital Mortgage REIT's ROE % compare to NLY and AGNC?
According to the REITs industry distribution chart, 360 Capital Mortgage REIT ranks #213 out of 930 companies for ROE %. This places 360 Capital Mortgage REIT in the top 23% of its industry — outperforming the majority of peers. The industry median ROE % is 6.13. 360 Capital Mortgage REIT's value of 11.50% is 87.6% above this benchmark. Historically, 360 Capital Mortgage REIT's own ROE % has ranged from 1.88 to 10.91 over the past decade. While the company's 10-year median is 6.27 vs. the industry median of 6.13, 360 Capital Mortgage REIT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a REITs company?
The median ROE % among REITs companies is 6.13, based on 930 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 360 Capital Mortgage REIT's current ROE % of 11.50% is 87.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on 360 Capital Mortgage REIT and its competitors. For the REITs industry, the median ROE % is 6.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 360 Capital Mortgage REIT's current ROE % is 11.50%, which is 83% above median its own 10-year median of 6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 360 Capital Mortgage REIT stock overvalued right now?
Based on GuruFocus' analysis, 360 Capital Mortgage REIT (ASX:TCF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$7.81, compared to a current price of A$5.78 — trading 26% below its estimated fair value. The current ROE % is 11.50%, which is 83% above median its 10-year median of 6.27 and 87.6% above the REITs industry median of 6.13. 360 Capital Mortgage REIT's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For 360 Capital Mortgage REIT (ASX:TCF), the current ROE % is 11.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 360 Capital Mortgage REIT (ASX:TCF) Overvalued in 2026?
Based on GuruFocus' analysis, 360 Capital Mortgage REIT stock appears to be undervalued.
The current stock price of A$5.78 is trading 26% below its estimated GF Value™ of A$7.81.
GuruFocus considers 360 Capital Mortgage REIT to be Modestly Undervalued.
Key valuation signals for ASX:TCF:
ROE %: 11.50% (83% above median its 10-year median of 6.27)
GF Value™: A$7.81 vs. price of A$5.78 (26% below fair value)
Industry Position: 87.6% above the REITs median (#213 of 930)
No single metric tells the full story. See the ASX:TCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
360 Capital Mortgage REIT is an Australia-based REIT company. The company is a mortgage real estate investment trust focuses on a diversified portfolio of credit opportunities backed by Australian real estate assets. Its investment strategy targets the corporate real estate loan market, utilizing various loan structures such as senior secured loans, subordinated loans, and junior loans.
64GF Score
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