Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
360 Capital Mortgage REITASX:TCF -0.35%69 5-Year Yield-on-Cost % is 39.36 as of Jul. 17, 2026, which is 66% above its 10-year median of 23.67. GuruFocus rates ASX:TCF with a GF Score™ of 69/100 and a GF Value™ of A$7.82 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 868 REITs companies, 360 Capital Mortgage REIT ranks better than 96.77% on this metric.
The historical rank and industry rank for 360 Capital Mortgage REIT's 5-Year Yield-on-Cost % or its related term are showing as below:
ASX:TCF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.49 Med: 23.67 Max: 39.86
Current: 39.36
During the past 13 years, 360 Capital Mortgage REIT's highest Yield on Cost was 39.86. The lowest was 5.49. And the median was 23.67.
ASX:TCF's 5-Year Yield-on-Cost % is ranked better than 96.77% of 868
companies
in the REITs industry
Industry Median: 7.32
vs ASX:TCF: 39.36
360 Capital Mortgage REIT (ASX:TCF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
360 Capital Mortgage REIT 5-Year Yield-on-Cost % Related Terms
ASX:TCF vs NLY, AGNC, STWD: 5-Year Yield-on-Cost % Comparison
For the REIT - Mortgage subindustry, 360 Capital Mortgage REIT's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
360 Capital Mortgage REIT 5-Year Yield-on-Cost % vs REITs Industry
For the REITs industry and Real Estate sector, 360 Capital Mortgage REIT's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where 360 Capital Mortgage REIT's 5-Year Yield-on-Cost % falls into.
360 Capital Mortgage REIT 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
360 Capital Mortgage REIT (ASX:TCF) has a 5-Year Yield-on-Cost % of 39.36 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on 360 Capital Mortgage REIT and its competitors. This is 66% above median its historical median of 23.67. Over the past decade, 360 Capital Mortgage REIT's 5-Year Yield-on-Cost % has ranged from 5.49 to 39.86. According to the industry distribution chart, 360 Capital Mortgage REIT ranks #28 out of 868 companies in the REITs industry, placing it in the top 3.2%.
Is 360 Capital Mortgage REIT's 5-Year Yield-on-Cost % too high?
360 Capital Mortgage REIT's current 5-Year Yield-on-Cost % of 39.36 is 66% above median its 10-year median of 23.67. Over the past 10 years, this metric has ranged from a low of 5.49 to a high of 39.86. The REITs industry median 5-Year Yield-on-Cost % is 7.32. 360 Capital Mortgage REIT's value of 39.36 is 437.7% above this industry median. Based on the distribution chart, 360 Capital Mortgage REIT ranks #28 out of 868 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, 360 Capital Mortgage REIT has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 360 Capital Mortgage REIT's 5-Year Yield-on-Cost % compare to NLY and AGNC?
According to the REITs industry distribution chart, 360 Capital Mortgage REIT ranks #28 out of 868 companies for 5-Year Yield-on-Cost %. This places 360 Capital Mortgage REIT in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 7.32. 360 Capital Mortgage REIT's value of 39.36 is 437.7% above this benchmark. Historically, 360 Capital Mortgage REIT's own 5-Year Yield-on-Cost % has ranged from 5.49 to 39.86 over the past decade. While the company's 10-year median is 23.67 vs. the industry median of 7.32, 360 Capital Mortgage REIT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a REITs company?
The median 5-Year Yield-on-Cost % among REITs companies is 7.32, based on 868 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 360 Capital Mortgage REIT's current 5-Year Yield-on-Cost % of 39.36 is 437.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on 360 Capital Mortgage REIT and its competitors. For the REITs industry, the median 5-Year Yield-on-Cost % is 7.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 360 Capital Mortgage REIT's current 5-Year Yield-on-Cost % is 39.36, which is 66% above median its own 10-year median of 23.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 360 Capital Mortgage REIT stock overvalued right now?
Based on GuruFocus' analysis, 360 Capital Mortgage REIT (ASX:TCF) is currently considered Modestly Undervalued. The stock's GF Value™ is A$7.82, compared to a current price of A$5.76 — trading 26.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 39.36, which is 66% above median its 10-year median of 23.67 and 437.7% above the REITs industry median of 7.32. 360 Capital Mortgage REIT's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For 360 Capital Mortgage REIT (ASX:TCF), the current 5-Year Yield-on-Cost % is 39.36 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 360 Capital Mortgage REIT (ASX:TCF) Overvalued in 2026?
Based on GuruFocus' analysis, 360 Capital Mortgage REIT stock appears to be undervalued.
The current stock price of A$5.76 is trading 26.3% below its estimated GF Value™ of A$7.82.
GuruFocus considers 360 Capital Mortgage REIT to be Modestly Undervalued.
Key valuation signals for ASX:TCF:
5-Year Yield-on-Cost %: 39.36 (66% above median its 10-year median of 23.67)
GF Value™: A$7.82 vs. price of A$5.76 (26.3% below fair value)
Industry Position: 437.7% above the REITs median (#28 of 868)
No single metric tells the full story. See the ASX:TCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
360 Capital Mortgage REIT is an Australia-based REIT company. The company is a mortgage real estate investment trust focuses on a diversified portfolio of credit opportunities backed by Australian real estate assets. Its investment strategy targets the corporate real estate loan market, utilizing various loan structures such as senior secured loans, subordinated loans, and junior loans.
69GF Score
Get the complete analysis for ASX:TCF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:TCF has been successfully added to your 
