AZI (Autozi Internet Technology (Global)) Effective Interest Rate on Debt %: 14.73% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AZI Autozi Internet Technology (Global) Ltd AZI
4 GF Score
Price $1.15
! 7 Warning Signs
View Full Analysis

What is Autozi Internet Technology (Global) Effective Interest Rate on Debt %?

Autozi Internet Technology (Global) AZI -2.54% 4 Effective Interest Rate on Debt % is 14.73% as of Mar. 2026. GuruFocus rates AZI with a GF Score™ of 4/100. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Autozi Internet Technology (Global)'s annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $2.83 Mil. Autozi Internet Technology (Global)'s average total debt for the quarter that ended in Mar. 2026 was $19.24 Mil. Therefore, Autozi Internet Technology (Global)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 14.73%.


Autozi Internet Technology (Global)  (NAS:AZI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Autozi Internet Technology (Global) Effective Interest Rate on Debt % Related Terms


Autozi Internet Technology (Global) Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Autozi Internet Technology (Global)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Autozi Internet Technology (Global) Effective Interest Rate on Debt % Chart

Autozi Internet Technology (Global) Annual Data
Trend Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
13.62 12.61 15.63 20.69 12.82

Autozi Internet Technology (Global) Semi-Annual Data
Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.80 22.69 29.17 2.16 14.73

AZI vs JZXN, EICCF, KXIN: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Autozi Internet Technology (Global)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Autozi Internet Technology (Global) Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Autozi Internet Technology (Global)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Autozi Internet Technology (Global)'s Effective Interest Rate on Debt % falls into.


AZI
4GF Score
Autozi Internet Technology (Global) Ltd AZI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Autozi Internet Technology (Global) Effective Interest Rate on Debt % Calculation

Autozi Internet Technology (Global)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -2.1/( (13.499+19.269)/ 2 )
=-1  *  -2.1/16.384
=12.82 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.042 + 13.457
=13.499

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.036 + 19.233
=19.269

Autozi Internet Technology (Global)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.834/( (19.269+19.211)/ 2 )
=-1  *  -2.834/19.24
=14.73 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.036 + 19.233
=19.269

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.037 + 19.174
=19.211

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.73% mean?
Autozi Internet Technology (Global) (AZI) has a Effective Interest Rate on Debt % of 14.73% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Autozi Internet Technology (Global) and its competitors.
Is Autozi Internet Technology (Global)'s Effective Interest Rate on Debt % too high?
Autozi Internet Technology (Global)'s current Effective Interest Rate on Debt % is 14.73%. Overall, Autozi Internet Technology (Global) has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Autozi Internet Technology (Global)'s Effective Interest Rate on Debt % compare to JZXN and EICCF?
Autozi Internet Technology (Global)'s Effective Interest Rate on Debt % of 14.73% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Autozi Internet Technology (Global) and its competitors. Autozi Internet Technology (Global)'s current Effective Interest Rate on Debt % is 14.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Autozi Internet Technology (Global) stock overvalued right now?
Autozi Internet Technology (Global) (AZI) has a current Effective Interest Rate on Debt % of 14.73%. The current Effective Interest Rate on Debt % is 14.73%. Autozi Internet Technology (Global)'s overall GF Score™ is 4/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Autozi Internet Technology (Global) (AZI), the current Effective Interest Rate on Debt % is 14.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Autozi Internet Technology (Global) Business Description

Address Yongtaizhuang North Road, Intelligence Park No. 26, Building A, Room 204, Haidian District, Beijing, CHN, 100080
Autozi Internet Technology (Global) Ltd provides high-quality, affordable, and professional one-stop automotive products and services through online and offline channels in China. Leveraging its online supply chain cloud platform, SaaS platforms, and the network of MBS stores, it has established an ecosystem of lifecycle automotive services by connecting automotive manufacturers, auto parts manufacturers, and insurance companies with MBS stores and various automotive owners. Its business segments include new car sales, auto parts and auto accessories sales, and automotive insurance-related services. The majority of revenue is from the auto parts & auto accessories sales.
4GF Score

Get the complete analysis for AZI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.15
Price