Bahrain Kuwait Insurance Co BSC (BAH:BKIC) Effective Interest Rate on Debt %: 631.97% (As of Mar. 2026)

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BAH:BKIC Bahrain Kuwait Insurance Co BSC BAH:BKIC
84 GF Score
Price BHD0.42
GF Value BHD0.73
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Bahrain Kuwait Insurance Co BSC Effective Interest Rate on Debt %?

Bahrain Kuwait Insurance Co BSC BAH:BKIC 84 Effective Interest Rate on Debt % is 631.97% as of Mar. 2026. GuruFocus rates BAH:BKIC with a GF Score™ of 84/100 and a GF Value™ of BHD0.73 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bahrain Kuwait Insurance Co BSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was BHD4.1 Mil. Bahrain Kuwait Insurance Co BSC's average total debt for the quarter that ended in Mar. 2026 was BHD0.6 Mil. Therefore, Bahrain Kuwait Insurance Co BSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 631.97%.


Bahrain Kuwait Insurance Co BSC  (BAH:BKIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bahrain Kuwait Insurance Co BSC Effective Interest Rate on Debt % Related Terms


Bahrain Kuwait Insurance Co BSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain Kuwait Insurance Co BSC Effective Interest Rate on Debt % Chart

Bahrain Kuwait Insurance Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.08 8.09 6.39 7.37 8.28

Bahrain Kuwait Insurance Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 871.73 557.07 600.57 1,043.56 631.97

BAH:BKIC vs CB, PGR, TRV: Effective Interest Rate on Debt % Comparison

For the Insurance - Property & Casualty subindustry, Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bahrain Kuwait Insurance Co BSC Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt % falls into.


BAH:BKIC
84GF Score
Bahrain Kuwait Insurance Co BSC BAH:BKIC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bahrain Kuwait Insurance Co BSC Effective Interest Rate on Debt % Calculation

Bahrain Kuwait Insurance Co BSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.036/( (0.217+0.653)/ 2 )
=-1  *  -0.036/0.435
=8.28 %

where

Bahrain Kuwait Insurance Co BSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.092/( (0.653+0.642)/ 2 )
=-1  *  -4.092/0.6475
=631.97 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 631.97% mean?
Bahrain Kuwait Insurance Co BSC (BAH:BKIC) has a Effective Interest Rate on Debt % of 631.97% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bahrain Kuwait Insurance Co BSC and its competitors.
Is Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt % too high?
Bahrain Kuwait Insurance Co BSC's current Effective Interest Rate on Debt % is 631.97%. Overall, Bahrain Kuwait Insurance Co BSC has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt % compare to CB and PGR?
Bahrain Kuwait Insurance Co BSC's Effective Interest Rate on Debt % of 631.97% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bahrain Kuwait Insurance Co BSC and its competitors. Bahrain Kuwait Insurance Co BSC's current Effective Interest Rate on Debt % is 631.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Kuwait Insurance Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Kuwait Insurance Co BSC (BAH:BKIC) is currently considered Significantly Undervalued. The stock's GF Value™ is BHD0.73, compared to a current price of BHD0.42 — trading 42.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 631.97%. Bahrain Kuwait Insurance Co BSC's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bahrain Kuwait Insurance Co BSC (BAH:BKIC), the current Effective Interest Rate on Debt % is 631.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bahrain Kuwait Insurance Co BSC (BAH:BKIC) Overvalued in 2026?

Based on GuruFocus' analysis, Bahrain Kuwait Insurance Co BSC stock appears to be undervalued. The current stock price of BHD0.42 is trading 42.3% below its estimated GF Value™ of BHD0.73. GuruFocus considers Bahrain Kuwait Insurance Co BSC to be Significantly Undervalued.

Key valuation signals for BAH:BKIC:

  • Effective Interest Rate on Debt %: 631.97%
  • GF Value™: BHD0.73 vs. price of BHD0.42 (42.3% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the BAH:BKIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bahrain Kuwait Insurance Co BSC Business Description

Address BKIC Tower 2775, Road 2835, PO Box 10166, Block 428, Seef District, Manama, BHR
Bahrain Kuwait Insurance Co BSC is a Bahrain-based insurance company. The operating segments of the company are Marine and general, Motor, Medical, and Life. Marine and general offers insurance policies to cover various risks of fire, general accident and engineering, group life, marine cargo, marine hull and marine aviation and special contingency; Motor offers insurance policies to cover risks of a motor third party, motor comprehensive and extended warranty; Medical offers insurance policies to cover risks of medical; and Life offers insurance policies to cover risks of group life, education, protection and savings. It generates Majority of revenue from the Marine and general segment.
84GF Score

Get the complete analysis for BAH:BKIC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.42
Price
BHD0.73
GF Value