Bahrain Kuwait Insurance Co BSCBAH:BKIC 70 ROE % is 15.31% as of Mar. 2026, which is 43% above its 10-year median of 10.68. GuruFocus rates BAH:BKIC with a GF Score™ of 70/100 and a GF Value™ of BHD0.72 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 507 Insurance companies, Bahrain Kuwait Insurance Co BSC ranks worse than 53.45% on this metric.
BAH:BKIC'
s ROE % Range Over the Past 10 Years
Min: 4.97 Med: 10.68 Max: 14.57
Current: 10.97
During the past 13 years, Bahrain Kuwait Insurance Co BSC's highest ROE % was 14.57%. The lowest was 4.97%. And the median was 10.68%.
BAH:BKIC's ROE % is ranked worse than 53.45% of 507
companies
in the Insurance industry
Industry Median: 11.69
vs BAH:BKIC: 10.97
Bahrain Kuwait Insurance Co BSC (BAH:BKIC) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Bahrain Kuwait Insurance Co BSC ROE % Related Terms
Bahrain Kuwait Insurance Co BSC ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bahrain Kuwait Insurance Co BSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bahrain Kuwait Insurance Co BSC ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bahrain Kuwait Insurance Co BSC's ROE % distribution charts can be found below:
* The bar in red indicates where Bahrain Kuwait Insurance Co BSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Bahrain Kuwait Insurance Co BSC (BAH:BKIC) has a ROE % of 15.31% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bahrain Kuwait Insurance Co BSC and its competitors. This is 43% above median its historical median of 10.68. Over the past decade, Bahrain Kuwait Insurance Co BSC's ROE % has ranged from 4.97 to 14.57. According to the industry distribution chart, Bahrain Kuwait Insurance Co BSC ranks #271 out of 507 companies in the Insurance industry, placing it in the top 53.5%.
Is Bahrain Kuwait Insurance Co BSC's ROE % too high?
Bahrain Kuwait Insurance Co BSC's current ROE % of 15.31% is 43% above median its 10-year median of 10.68. Over the past 10 years, this metric has ranged from a low of 4.97 to a high of 14.57. The Insurance industry median ROE % is 11.69. Bahrain Kuwait Insurance Co BSC's value of 15.31% is 31% above this industry median. Based on the distribution chart, Bahrain Kuwait Insurance Co BSC ranks #271 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Bahrain Kuwait Insurance Co BSC has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bahrain Kuwait Insurance Co BSC's ROE % compare to CB and PGR?
According to the Insurance industry distribution chart, Bahrain Kuwait Insurance Co BSC ranks #271 out of 507 companies for ROE %. This places Bahrain Kuwait Insurance Co BSC in the lower half of its industry. The industry median ROE % is 11.69. Bahrain Kuwait Insurance Co BSC's value of 15.31% is 31% above this benchmark. Historically, Bahrain Kuwait Insurance Co BSC's own ROE % has ranged from 4.97 to 14.57 over the past decade. While the company's 10-year median is 10.68 vs. the industry median of 11.69, Bahrain Kuwait Insurance Co BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Kuwait Insurance Co BSC's current ROE % of 15.31% is 31% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bahrain Kuwait Insurance Co BSC and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Kuwait Insurance Co BSC's current ROE % is 15.31%, which is 43% above median its own 10-year median of 10.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Kuwait Insurance Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Kuwait Insurance Co BSC (BAH:BKIC) is currently considered Significantly Undervalued. The stock's GF Value™ is BHD0.72, compared to a current price of BHD0.42 — trading 41.5% below its estimated fair value. The current ROE % is 15.31%, which is 43% above median its 10-year median of 10.68 and 31% above the Insurance industry median of 11.69. Bahrain Kuwait Insurance Co BSC's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bahrain Kuwait Insurance Co BSC (BAH:BKIC), the current ROE % is 15.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bahrain Kuwait Insurance Co BSC (BAH:BKIC) Overvalued in 2026?
Based on GuruFocus' analysis, Bahrain Kuwait Insurance Co BSC stock appears to be undervalued.
The current stock price of BHD0.42 is trading 41.5% below its estimated GF Value™ of BHD0.72.
GuruFocus considers Bahrain Kuwait Insurance Co BSC to be Significantly Undervalued.
Key valuation signals for BAH:BKIC:
ROE %: 15.31% (43% above median its 10-year median of 10.68)
GF Value™: BHD0.72 vs. price of BHD0.42 (41.5% below fair value)
Industry Position: 31% above the Insurance median (#271 of 507)
No single metric tells the full story. See the BAH:BKIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bahrain Kuwait Insurance Co BSC Business Description
Bahrain Kuwait Insurance Co BSC is a Bahrain-based insurance company. The operating segments of the company are Marine and general, Motor, Medical, and Life. Marine and general offers insurance policies to cover various risks of fire, general accident and engineering, group life, marine cargo, marine hull and marine aviation and special contingency; Motor offers insurance policies to cover risks of a motor third party, motor comprehensive and extended warranty; Medical offers insurance policies to cover risks of medical; and Life offers insurance policies to cover risks of group life, education, protection and savings. It generates Majority of revenue from the Marine and general segment.
70GF Score
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