Superior Finlease (BOM:539835) Effective Interest Rate on Debt %: 0.00% (As of Jun. 2026)

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BOM:539835 Superior Finlease Ltd BOM:539835
42 GF Score
Price ₹1.65
GF Value ₹0.56
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Superior Finlease Effective Interest Rate on Debt %?

Superior Finlease BOM:539835 42 Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus rates BOM:539835 with a GF Score™ of 42/100 and a GF Value™ of ₹0.56 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Superior Finlease's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹0.00 Mil. Superior Finlease's average total debt for the quarter that ended in Jun. 2026 was ₹448.67 Mil. Therefore, Superior Finlease's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.00%.


Superior Finlease  (BOM:539835) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Superior Finlease Effective Interest Rate on Debt % Related Terms


Superior Finlease Effective Interest Rate on Debt % Historical Data

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The historical data trend for Superior Finlease's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Superior Finlease Effective Interest Rate on Debt % Chart

Superior Finlease Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Superior Finlease Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:539835 vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Superior Finlease's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Superior Finlease Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Superior Finlease's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Superior Finlease's Effective Interest Rate on Debt % falls into.


BOM:539835
42GF Score
Superior Finlease Ltd BOM:539835
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Superior Finlease Effective Interest Rate on Debt % Calculation

Superior Finlease's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  0/( (449.358+448.671)/ 2 )
=-1  *  0/449.0145
=0.00 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=449.358 + 0
=449.358

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=448.671 + 0
=448.671

Superior Finlease's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  0/( (448.671+0)/ 1 )
=-1  *  0/448.671
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=448.671 + 0
=448.671

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Superior Finlease (BOM:539835) has a Effective Interest Rate on Debt % of 0.00% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Superior Finlease and its competitors.
Is Superior Finlease's Effective Interest Rate on Debt % too high?
Superior Finlease's current Effective Interest Rate on Debt % is 0.00%. Overall, Superior Finlease has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Superior Finlease's Effective Interest Rate on Debt % compare to V and MA?
Superior Finlease's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Superior Finlease and its competitors. Superior Finlease's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Superior Finlease stock overvalued right now?
Based on GuruFocus' analysis, Superior Finlease (BOM:539835) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.56, compared to a current price of ₹1.65 — trading 194.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Superior Finlease's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Superior Finlease (BOM:539835), the current Effective Interest Rate on Debt % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Superior Finlease (BOM:539835) Overvalued in 2026?

Based on GuruFocus' analysis, Superior Finlease stock appears to be overvalued. The current stock price of ₹1.65 is trading 194.6% above its estimated GF Value™ of ₹0.56. GuruFocus considers Superior Finlease to be Significantly Overvalued.

Key valuation signals for BOM:539835:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ₹0.56 vs. price of ₹1.65 (194.6% above fair value)
  • GF Score™: 42/100 with 6 warning signs

No single metric tells the full story. See the BOM:539835 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Superior Finlease Business Description

Address Ranaji Enclave, NS-92, Khasra No-33/21, Near Arjun Park Bus Stand, Najafgarh, New Delhi, IND, 110043
Superior Finlease Ltd is an Indian non-banking financial company. The business of the company is to finance industrial enterprises or other persons by way of lending and advancing money.
42GF Score

Get the complete analysis for BOM:539835

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.65
Price
₹0.56
GF Value