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Superior FinleaseBOM:539835 +4.82%33 Pretax Margin % is 16.88% as of Mar. 2026, which is 21% below its 10-year median of 21.43. GuruFocus rates BOM:539835 with a GF Score™ of 33/100 and a GF Value™ of ₹0.42 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 537 Credit Services companies, Superior Finlease ranks worse than 74.49% on this metric.
Superior Finlease (BOM:539835) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Superior Finlease Pretax Margin % Related Terms
Superior Finlease Pretax Margin % Historical Data
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The historical data trend for Superior Finlease's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539835 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Superior Finlease's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Superior Finlease Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Superior Finlease's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Superior Finlease's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Superior Finlease (BOM:539835) has a Pretax Margin % of 16.88% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Superior Finlease and its competitors. This is 21% below median its historical median of 21.43. Over the past decade, Superior Finlease's Pretax Margin % has ranged from 2.43 to 50.98. According to the industry distribution chart, Superior Finlease ranks #400 out of 537 companies in the Credit Services industry, placing it in the top 74.5%.
Is Superior Finlease's Pretax Margin % too high?
Superior Finlease's current Pretax Margin % of 16.88% is 21% below median its 10-year median of 21.43. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 50.98. The Credit Services industry median Pretax Margin % is 20.37. Superior Finlease's value of 16.88% is 17.1% below this industry median. Based on the distribution chart, Superior Finlease ranks #400 out of 537 companies in the Credit Services industry, which is below the industry midpoint. Overall, Superior Finlease has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Superior Finlease's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Superior Finlease ranks #400 out of 537 companies for Pretax Margin %. This places Superior Finlease in the lower half of its industry. The industry median Pretax Margin % is 20.37. Superior Finlease's value of 16.88% is 17.1% below this benchmark. Historically, Superior Finlease's own Pretax Margin % has ranged from 2.43 to 50.98 over the past decade. While the company's 10-year median is 21.43 vs. the industry median of 20.37, Superior Finlease has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.37, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Superior Finlease's current Pretax Margin % of 16.88% is 17.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Superior Finlease and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Superior Finlease's current Pretax Margin % is 16.88%, which is 21% below median its own 10-year median of 21.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Superior Finlease stock overvalued right now?
Based on GuruFocus' analysis, Superior Finlease (BOM:539835) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.42, compared to a current price of ₹1.74 — trading 314.3% above its estimated fair value. The current Pretax Margin % is 16.88%, which is 21% below median its 10-year median of 21.43 and 17.1% below the Credit Services industry median of 20.37. Superior Finlease's overall GF Score™ is 33/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Superior Finlease (BOM:539835), the current Pretax Margin % is 16.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Superior Finlease (BOM:539835) Overvalued in 2026?
Based on GuruFocus' analysis, Superior Finlease stock appears to be overvalued.
The current stock price of ₹1.74 is trading 314.3% above its estimated GF Value™ of ₹0.42.
GuruFocus considers Superior Finlease to be Significantly Overvalued.
Key valuation signals for BOM:539835:
Pretax Margin %: 16.88% (21% below median its 10-year median of 21.43)
GF Value™: ₹0.42 vs. price of ₹1.74 (314.3% above fair value)
Industry Position: 17.1% below the Credit Services median (#400 of 537)
No single metric tells the full story. See the BOM:539835 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Superior Finlease Ltd is an Indian non-banking financial company. The business of the company is to finance industrial enterprises or other persons by way of lending and advancing money.
33GF Score
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