Superior Finlease (BOM:539835) ROC (Joel Greenblatt) %: -15.13% (As of Jun. 2026)

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BOM:539835 Superior Finlease Ltd BOM:539835
39 GF Score
Price ₹1.60
GF Value ₹0.57
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Superior Finlease ROC (Joel Greenblatt) %?

Superior Finlease BOM:539835 +4.58% 39 ROC (Joel Greenblatt) % is -15.13% as of Jun. 2026. GuruFocus rates BOM:539835 with a GF Score™ of 39/100 and a GF Value™ of ₹0.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 417 Credit Services companies, Superior Finlease ranks worse than 71.7% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Superior Finlease's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was -15.13%.

The historical rank and industry rank for Superior Finlease's ROC (Joel Greenblatt) % or its related term are showing as below:

BOM:539835' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -0.12   Med: 0.53   Max: 1213.11
Current: -0.12

During the past 13 years, Superior Finlease's highest ROC (Joel Greenblatt) % was 1213.11%. The lowest was -0.12%. And the median was 0.53%.

BOM:539835's ROC (Joel Greenblatt) % is ranked worse than
71.7% of 417 companies
in the Credit Services industry
Industry Median: 28.9 vs BOM:539835: -0.12

Superior Finlease's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was -40.90% per year.


Superior Finlease  (BOM:539835) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Superior Finlease ROC (Joel Greenblatt) % Related Terms


Superior Finlease ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Superior Finlease's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Superior Finlease ROC (Joel Greenblatt) % Chart

Superior Finlease Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 1.12 0.21 0.04 0.18

Superior Finlease Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.36 3.17 6.30 -1.56 -15.13

BOM:539835 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Superior Finlease's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Superior Finlease ROC (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Superior Finlease's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Superior Finlease's ROC (Joel Greenblatt) % falls into.


BOM:539835
39GF Score
Superior Finlease Ltd BOM:539835
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Superior Finlease ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(6.07 + 0 + 0) - (0 + 0 + 0)
=6.07

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Superior Finlease for the quarter that ended in Jun. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-1.432/( ( (3.394 + max(6.07, 0)) + (0 + max(0, 0)) )/ 1 )
=-1.432/( ( 9.464 + 0 )/ 1 )
=-1.432/9.464
=-15.13 %

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of -15.13% mean?
Superior Finlease (BOM:539835) has a ROC (Joel Greenblatt) % of -15.13% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Superior Finlease and its competitors. According to the industry distribution chart, Superior Finlease ranks #299 out of 417 companies in the Credit Services industry, placing it in the top 71.7%.
Is Superior Finlease's ROC (Joel Greenblatt) % too high?
Superior Finlease's current ROC (Joel Greenblatt) % is -15.13%. Based on the distribution chart, Superior Finlease ranks #299 out of 417 companies in the Credit Services industry, which is below the industry midpoint. Overall, Superior Finlease has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Superior Finlease's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Superior Finlease ranks #299 out of 417 companies for ROC (Joel Greenblatt) %. This places Superior Finlease in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 28.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 28.90, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Superior Finlease and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 28.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Superior Finlease's current ROC (Joel Greenblatt) % is -15.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Superior Finlease stock overvalued right now?
Based on GuruFocus' analysis, Superior Finlease (BOM:539835) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.57, compared to a current price of ₹1.60 — trading 180.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is -15.13%. Superior Finlease's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Superior Finlease (BOM:539835), the current ROC (Joel Greenblatt) % is -15.13% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Superior Finlease (BOM:539835) Overvalued in 2026?

Based on GuruFocus' analysis, Superior Finlease stock appears to be overvalued. The current stock price of ₹1.60 is trading 180.7% above its estimated GF Value™ of ₹0.57. GuruFocus considers Superior Finlease to be Significantly Overvalued.

Key valuation signals for BOM:539835:

  • ROC (Joel Greenblatt) %: -15.13%
  • GF Value™: ₹0.57 vs. price of ₹1.60 (180.7% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the BOM:539835 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Superior Finlease Business Description

Address Ranaji Enclave, NS-92, Khasra No-33/21, Near Arjun Park Bus Stand, Najafgarh, New Delhi, IND, 110043
Superior Finlease Ltd is an Indian non-banking financial company. The business of the company is to finance industrial enterprises or other persons by way of lending and advancing money.
39GF Score

Get the complete analysis for BOM:539835

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.60
Price
₹0.57
GF Value