CBNA (Chain Bridge Bancorp) Effective Interest Rate on Debt % : 34.28% (As of Dec. 2024)

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What is Chain Bridge Bancorp Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Chain Bridge Bancorp's annualized positive value of Interest Expense for the quarter that ended in Dec. 2024 was $3.43 Mil. Chain Bridge Bancorp's average total debt for the quarter that ended in Dec. 2024 was $10.00 Mil. Therefore, Chain Bridge Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 was 34.28%.

Chain Bridge Bancorp Effective Interest Rate on Debt % Historical Data

The historical data trend for Chain Bridge Bancorp's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Chain Bridge Bancorp Effective Interest Rate on Debt % Chart

Chain Bridge Bancorp Annual Data

Trend

Dec22

Dec23

Dec24

Effective Interest Rate on Debt %

25.66

80.92

74.06

Chain Bridge Bancorp Quarterly Data
	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial					72.56	48.91	40.88	34.28	-

Competitive Comparison of Chain Bridge Bancorp's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Chain Bridge Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Chain Bridge Bancorp's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Chain Bridge Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Chain Bridge Bancorp's Effective Interest Rate on Debt % falls into.

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Chain Bridge Bancorp Effective Interest Rate on Debt % Calculation

Chain Bridge Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2023 )	+	Total Debt (A: Dec. 2024 ))	/ count )
=	-1 * -3.703	/	( (5	+	0)	/ 1 )
=	-1 * -3.703	/	5
=	74.06 %

where

	Total Debt (A: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	5
=	5

	Total Debt (A: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

Chain Bridge Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Sep. 2024 )	+	Total Debt (Q: Dec. 2024 ))	/ count )
=	-1 * -3.428	/	( (10	+	0)	/ 1 )
=	-1 * -3.428	/	10
=	34.28 %

where

	Total Debt (Q: Sep. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	10
=	10

	Total Debt (Q: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Chain Bridge Bancorp (NYSE:CBNA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Chain Bridge Bancorp Effective Interest Rate on Debt % Related Terms

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Chain Bridge Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Chain Bridge Bancorp Inc (NYSE:CBNA) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

N/A

Address

1445-A Laughlin Avenue, McLean, VA, USA, 22101

Website

https://www.chainbridgebank.com

Chain Bridge Bancorp Inc is engaged in banking industry. It offers commercial and personal banking services, including deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trusts and estate administration, wealth management, and asset custody.