CBNA (Chain Bridge Bancorp) Net Margin %: 40.69% (As of Mar. 2026) — 23% Above Median


CBNA Chain Bridge Bancorp Inc CBNA
16 GF Score
Price $39.49
! 3 Warning Signs
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What is Chain Bridge Bancorp Net Margin %?

Chain Bridge Bancorp CBNA +3.89% 16 Net Margin % is 40.69% as of Mar. 2026, which is 23% above its 10-year median of 32.99. GuruFocus rates CBNA with a GF Score™ of 16/100. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Chain Bridge Bancorp ranks better than 79.96% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Chain Bridge Bancorp's Net Income for the three months ended in Mar. 2026 was $7.07 Mil. Chain Bridge Bancorp's Revenue for the three months ended in Mar. 2026 was $17.38 Mil. Therefore, Chain Bridge Bancorp's net margin for the quarter that ended in Mar. 2026 was 40.69%.

The historical rank and industry rank for Chain Bridge Bancorp's Net Margin % or its related term are showing as below:

CBNA' s Net Margin % Range Over the Past 10 Years
Min: 28.35   Med: 32.99   Max: 39.3
Current: 37.5


CBNA's Net Margin % is ranked better than
79.96% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs CBNA: 37.50

Chain Bridge Bancorp  (NYSE:CBNA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Chain Bridge Bancorp Net Margin % Related Terms


Chain Bridge Bancorp Net Margin % Historical Data

* Premium members only.

The historical data trend for Chain Bridge Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chain Bridge Bancorp Net Margin % Chart

Chain Bridge Bancorp Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Net Margin %
28.35 29.22 39.30 36.76

Chain Bridge Bancorp Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.48 36.23 35.80 36.36 40.69

CBNA vs CFFI, VABK, LCNB: Net Margin % Comparison

For the Banks - Regional subindustry, Chain Bridge Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chain Bridge Bancorp Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Chain Bridge Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Chain Bridge Bancorp's Net Margin % falls into.


CBNA
16GF Score
Chain Bridge Bancorp Inc CBNA
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chain Bridge Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Chain Bridge Bancorp's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=20.237/55.057
=36.76 %

Chain Bridge Bancorp's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=7.072/17.382
=40.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 40.69% mean?
Chain Bridge Bancorp (CBNA) has a Net Margin % of 40.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Chain Bridge Bancorp and its competitors. This is 23% above median its historical median of 32.99. Over the past decade, Chain Bridge Bancorp's Net Margin % has ranged from 28.35 to 39.30. According to the industry distribution chart, Chain Bridge Bancorp ranks #306 out of 1527 companies in the Banks industry, placing it in the top 20%.
Is Chain Bridge Bancorp's Net Margin % too high?
Chain Bridge Bancorp's current Net Margin % of 40.69% is 23% above median its 10-year median of 32.99. Over the past 10 years, this metric has ranged from a low of 28.35 to a high of 39.30. The Banks industry median Net Margin % is 26.95. Chain Bridge Bancorp's value of 40.69% is 51% above this industry median. Based on the distribution chart, Chain Bridge Bancorp ranks #306 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chain Bridge Bancorp has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Chain Bridge Bancorp's Net Margin % compare to CFFI and VABK?
According to the Banks industry distribution chart, Chain Bridge Bancorp ranks #306 out of 1527 companies for Net Margin %. This places Chain Bridge Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Chain Bridge Bancorp's value of 40.69% is 51% above this benchmark. Historically, Chain Bridge Bancorp's own Net Margin % has ranged from 28.35 to 39.30 over the past decade. While the company's 10-year median is 32.99 vs. the industry median of 26.95, Chain Bridge Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chain Bridge Bancorp's current Net Margin % of 40.69% is 51% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Chain Bridge Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chain Bridge Bancorp's current Net Margin % is 40.69%, which is 23% above median its own 10-year median of 32.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chain Bridge Bancorp stock overvalued right now?
Chain Bridge Bancorp (CBNA) has a current Net Margin % of 40.69%. The current Net Margin % is 40.69%, which is 23% above median its 10-year median of 32.99 and 51% above the Banks industry median of 26.95. Chain Bridge Bancorp's overall GF Score™ is 16/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Chain Bridge Bancorp (CBNA), the current Net Margin % is 40.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Chain Bridge Bancorp Business Description

Address 1445-A Laughlin Avenue, McLean, VA, USA, 22101
Chain Bridge Bancorp Inc is engaged in banking industry. It offers commercial and personal banking services, including deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trusts and estate administration, wealth management, and asset custody.
16GF Score

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