CBNA (Chain Bridge Bancorp) Financial Strength: 6 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBNA Chain Bridge Bancorp Inc CBNA
15 GF Score
Price $46.56
! 3 Warning Signs
View Full Analysis

What is Chain Bridge Bancorp Financial Strength?

Chain Bridge Bancorp CBNA +1.57% 15 Financial Strength is 6 as of Jun. 2026, which is at its 10-year median of 6.00. GuruFocus rates CBNA with a GF Score™ of 15/100. The stock has 3 warning signs investors should review.

Chain Bridge Bancorp has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Chain Bridge Bancorp's interest coverage with the available data. Chain Bridge Bancorp's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.00. Altman Z-Score does not apply to banks and insurance companies.

Chain Bridge Bancorp  (NYSE:CBNA) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Chain Bridge Bancorp has the Financial Strength Rank of 6.

Chain Bridge Bancorp Financial Strength Related Terms

CBNA
15GF Score
Chain Bridge Bancorp Inc CBNA
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chain Bridge Bancorp Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Chain Bridge Bancorp's Interest Expense for the months ended in Jun. 2026 was $-0.66 Mil. Its Operating Income for the months ended in Jun. 2026 was $11.99 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.00 Mil.

Chain Bridge Bancorp's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*11.989/-0.658
=18.22

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Chain Bridge Bancorp Inc has no debt.

2. Debt to revenue ratio. The lower, the better.

Chain Bridge Bancorp's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0) / 79.996
=0.00

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Chain Bridge Bancorp (CBNA) has a Financial Strength of 6 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Chain Bridge Bancorp and its competitors. This is near median its historical median of 6.00. Over the past decade, Chain Bridge Bancorp's Financial Strength has ranged from 5.00 to 7.00.
Is Chain Bridge Bancorp's Financial Strength too high?
Chain Bridge Bancorp's current Financial Strength of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 7.00. Overall, Chain Bridge Bancorp has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Chain Bridge Bancorp's Financial Strength compare to CCFN and MYFW?
Chain Bridge Bancorp's Financial Strength of 6 can be compared against companies in the Banks industry. Historically, Chain Bridge Bancorp's own Financial Strength has ranged from 5.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Chain Bridge Bancorp and its competitors. Chain Bridge Bancorp's current Financial Strength is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chain Bridge Bancorp stock overvalued right now?
Chain Bridge Bancorp (CBNA) has a current Financial Strength of 6. The current Financial Strength is 6, which is near median its 10-year median of 6.00. Chain Bridge Bancorp's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Chain Bridge Bancorp (CBNA), the current Financial Strength is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Chain Bridge Bancorp Business Description

Address 1445-A Laughlin Avenue, McLean, VA, USA, 22101
Chain Bridge Bancorp Inc is engaged in banking industry. It offers commercial and personal banking services, including deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trusts and estate administration, wealth management, and asset custody.
15GF Score

Get the complete analysis for CBNA

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.56
Price