FNNNF (Finnair Oyj) Effective Interest Rate on Debt %: 4.57% (As of Mar. 2026)


FNNNF Finnair Oyj FNNNF
68 GF Score
Price $5.73
GF Value $3.08
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Finnair Oyj Effective Interest Rate on Debt %?

Finnair Oyj FNNNF +17.32% 68 Effective Interest Rate on Debt % is 4.57% as of Mar. 2026. GuruFocus rates FNNNF with a GF Score™ of 68/100 and a GF Value™ of $3.08 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Finnair Oyj's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $94 Mil. Finnair Oyj's average total debt for the quarter that ended in Mar. 2026 was $2,056 Mil. Therefore, Finnair Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.57%.


Finnair Oyj  (OTCPK:FNNNF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Finnair Oyj Effective Interest Rate on Debt % Related Terms


Finnair Oyj Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Finnair Oyj's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finnair Oyj Effective Interest Rate on Debt % Chart

Finnair Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 3.85 5.10 4.88 4.39

Finnair Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.33 5.36 4.66 4.60 4.57

FNNNF vs DAL, UAL, LUV: Effective Interest Rate on Debt % Comparison

For the Airlines subindustry, Finnair Oyj's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finnair Oyj Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Finnair Oyj's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Finnair Oyj's Effective Interest Rate on Debt % falls into.


FNNNF
68GF Score
Finnair Oyj FNNNF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finnair Oyj Effective Interest Rate on Debt % Calculation

Finnair Oyj's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -88.642/( (1952.984+2087.588)/ 2 )
=-1  *  -88.642/2020.286
=4.39 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1649.319 + 303.665
=1952.984

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1874.59 + 212.998
=2087.588

Finnair Oyj's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -93.872/( (2087.588+2023.584)/ 2 )
=-1  *  -93.872/2055.586
=4.57 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1874.59 + 212.998
=2087.588

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1815.029 + 208.555
=2023.584

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.57% mean?
Finnair Oyj (FNNNF) has a Effective Interest Rate on Debt % of 4.57% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Finnair Oyj and its competitors.
Is Finnair Oyj's Effective Interest Rate on Debt % too high?
Finnair Oyj's current Effective Interest Rate on Debt % is 4.57%. Overall, Finnair Oyj has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finnair Oyj's Effective Interest Rate on Debt % compare to DAL and UAL?
Finnair Oyj's Effective Interest Rate on Debt % of 4.57% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Finnair Oyj and its competitors. Finnair Oyj's current Effective Interest Rate on Debt % is 4.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finnair Oyj stock overvalued right now?
Based on GuruFocus' analysis, Finnair Oyj (FNNNF) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.08, compared to a current price of $5.73 — trading 85.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.57%. Finnair Oyj's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Finnair Oyj (FNNNF), the current Effective Interest Rate on Debt % is 4.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finnair Oyj (FNNNF) Overvalued in 2026?

Based on GuruFocus' analysis, Finnair Oyj stock appears to be overvalued. The current stock price of $5.73 is trading 85.9% above its estimated GF Value™ of $3.08. GuruFocus considers Finnair Oyj to be Significantly Overvalued.

Key valuation signals for FNNNF:

  • Effective Interest Rate on Debt %: 4.57%
  • GF Value™: $3.08 vs. price of $5.73 (85.9% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the FNNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finnair Oyj Business Description

Address Tietotie 9 A Helsinki Airport, PO Box 15, Vantaa, FIN, 01053
Finnair Oyj is a Finland-based airline company that provides air transport operations and supporting services. The company is engaged in delivering services for scheduled passenger and charter traffic as well as cargo sales, customer service and service concepts, flight operations, and activities connected with the procurement and financing of aircraft. The company also provides travel services which consist of travel agency operations as well as tour operations and travel sector software business operations. It operates in only one segment which is Airline Business. Its travel services provide various traveling packages to customers through its travel operators and travel agencies, support services include catering services, Aircraft maintenance, ground handling, and Airline training.
68GF Score

Get the complete analysis for FNNNF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.73
Price
$3.08
GF Value