Cricut (FRA:398) Effective Interest Rate on Debt %: 2.88% (As of Mar. 2026)

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FRA:398 Cricut Inc FRA:398
70 GF Score
Price €3.88
GF Value €4.85
! 4 Warning Signs
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What is Cricut Effective Interest Rate on Debt %?

Cricut FRA:398 +4.30% 70 Effective Interest Rate on Debt % is 2.88% as of Mar. 2026. GuruFocus rates FRA:398 with a GF Score™ of 70/100 and a GF Value™ of €4.85. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cricut's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.3 Mil. Cricut's average total debt for the quarter that ended in Mar. 2026 was €9.6 Mil. Therefore, Cricut's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.88%.


Cricut  (FRA:398) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cricut Effective Interest Rate on Debt % Related Terms


Cricut Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cricut's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cricut Effective Interest Rate on Debt % Chart

Cricut Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.53 1.53 1.89 2.26 3.96

Cricut Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 2.24 5.60 7.42 2.88

FRA:398 vs CRSR, UMAC, BRAI: Effective Interest Rate on Debt % Comparison

For the Computer Hardware subindustry, Cricut's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cricut Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Cricut's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cricut's Effective Interest Rate on Debt % falls into.


FRA:398
70GF Score
Cricut Inc FRA:398
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cricut Effective Interest Rate on Debt % Calculation

Cricut's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.484/( (14.525+9.927)/ 2 )
=-1  *  -0.484/12.226
=3.96 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.801 + 3.724
=14.525

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.847 + 3.08
=9.927

Cricut's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.276/( (9.927+9.251)/ 2 )
=-1  *  -0.276/9.589
=2.88 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.847 + 3.08
=9.927

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.157 + 3.094
=9.251

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.88% mean?
Cricut (FRA:398) has a Effective Interest Rate on Debt % of 2.88% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cricut and its competitors.
Is Cricut's Effective Interest Rate on Debt % too high?
Cricut's current Effective Interest Rate on Debt % is 2.88%. Overall, Cricut has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Cricut's Effective Interest Rate on Debt % compare to CRSR and UMAC?
Cricut's Effective Interest Rate on Debt % of 2.88% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cricut and its competitors. Cricut's current Effective Interest Rate on Debt % is 2.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cricut stock overvalued right now?
Cricut (FRA:398) has a current Effective Interest Rate on Debt % of 2.88%. The stock's GF Value™ is €4.85, compared to a current price of €3.88 — trading 20% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.88%. Cricut's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cricut (FRA:398), the current Effective Interest Rate on Debt % is 2.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cricut (FRA:398) Overvalued in 2026?

Based on GuruFocus' analysis, Cricut stock appears to be undervalued. The current stock price of €3.88 is trading 20% below its estimated GF Value™ of €4.85.

Key valuation signals for FRA:398:

  • Effective Interest Rate on Debt %: 2.88%
  • GF Value™: €4.85 vs. price of €3.88 (20% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the FRA:398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cricut Business Description

Other Exchanges CRCT:USA
Address 10855 South River Front Parkway, South Jordan, UT, USA, 84095
Cricut Inc designs and builds a creativity platform that enables users to turn ideas into professional-looking handmade goods. With its connected machines, design apps and accessories, and materials, the users create everything from personalized birthday cards, mugs and T-shirts to large-scale interior decorations. It has two segments including the Platform segment which derives revenue from monthly and annual subscription fees, purchases of digital content, and a minimal amount of the revenue allocated to unspecified future upgrades and enhancements related to the essential software and access to the Company's cloud-based services and Products segment which derives revenue from the sale of its connected machine hardware, and sale of craft, DIY, home decor products and extensions.
70GF Score

Get the complete analysis for FRA:398

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.88
Price
€4.85
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